South Dakota § 54-15-6 Request for temporary lifting of security freeze.

South Dakota Statutes

§ 54-15-6 — Request for temporary lifting of security freeze.

South Dakota·Title 54 DEBTOR AND CREDITOR·Ch. 54-15 SECURITY FREEZE ON CREDIT REPORT

If any consumer wishes to allow the consumer's credit report to be accessed for a specific period of time while a freeze is in place, the consumer shall contact the consumer reporting agency at a point of contact designated by the agency to receive such requests, request that the freeze be temporarily lifted, and provide the following:

(1)Proper identification, which means that information generally deemed sufficient to identify a consumer. Only if the consumer is unable to sufficiently identify himself or herself, may a consumer reporting agency require additional information concerning the consumer's employment and personal or family history in order to verify the consumer's identity;

(2)The unique personal identification number or password provided by the credit reporting agency

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If any consumer wishes to allow the consumer's credit report to be accessed for a specific period of time while a freeze is in place, the consumer shall contact the consumer reporting agency at a point of contact designated by the agency to receive such requests, request that the freeze be temporarily lifted, and provide the following: (1) Proper identification, which means that information generally deemed sufficient to identify a consumer. Only if the consumer is unable to sufficiently identify himself or herself, may a consumer reporting agency require additional information concerning the consumer's employment and personal or family history in order to verify the consumer's identity; (2) The unique personal identification number or password provided by the credit reporting agency pursuant to § 54-15-5 ; and (3) The proper information regarding the time period for which the report is available to users of the credit report. Any consumer reporting agency that receives a request to temporarily lift a freeze on a credit report pursuant to this section shall comply with the request no later than three business days after receiving the request.

South Dakota § 54-15-6 (Request for temporary lifting of security freeze.) — published by Counsel Stack Legal Research, free access to 12M+ legal documents.