South Dakota § 54-15-14 Resellers of credit information not required to place security freeze.

South Dakota Statutes

§ 54-15-14 — Resellers of credit information not required to place security freeze.

South Dakota § 54-15-14

Title 54DEBTOR AND CREDITOR

Ch. 54-15SECURITY FREEZE ON CREDIT REPORT

This text of South Dakota § 54-15-14 (Resellers of credit information not required to place security freeze.) is published on Counsel Stack Legal Research, covering South Dakota primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

S.D. Codified Laws § 54-15-14 (2026).

Text

No consumer reporting agency is required to place a security freeze in a consumer credit report if the consumer reporting agency acts only as a reseller of credit information by assembling and merging information contained in the data base of another consumer reporting agency or multiple consumer reporting agencies, and does not maintain a permanent data base of credit information from which new consumer credit reports are produced. However, a consumer reporting agency shall honor any security freeze placed on a consumer credit report by another consumer reporting agency.

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No consumer reporting agency is required to place a security freeze in a consumer credit report if the consumer reporting agency acts only as a reseller of credit information by assembling and merging information contained in the data base of another consumer reporting agency or multiple consumer reporting agencies, and does not maintain a permanent data base of credit information from which new consumer credit reports are produced. However, a consumer reporting agency shall honor any security freeze placed on a consumer credit report by another consumer reporting agency.