Ohio § 3938.03 Language prohibited

Ohio Statutes

§ 3938.03 — Language prohibited

Ohio § 3938.03

Title 39Insurance

Ch. 3938Certificates Of Insurance Act

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Bluebook

Ohio Rev. Code Ann. § 3938.03 (2026).

Text

(A)A certificate of insurance shall not include language that does either of the following:

(1)Is unfair, misleading, or deceptive or that violates public policy;

(2)Violates any law or any rule adopted by the superintendent of insurance.

(B)A certificate of insurance shall not guarantee that the policy of insurance referenced in the certificate complies with the requirements for a policy of property or casualty insurance under Title XXXIX of the Revised Code. The inclusion of a contract number or policy description in a certificate of insurance is not proof of such a guarantee.

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(A) A certificate of insurance shall not include language that does either of the following:

(1) Is unfair, misleading, or deceptive or that violates public policy;

(2) Violates any law or any rule adopted by the superintendent of insurance.

(B) A certificate of insurance shall not guarantee that the policy of insurance referenced in the certificate complies with the requirements for a policy of property or casualty insurance under Title XXXIX of the Revised Code. The inclusion of a contract number or policy description in a certificate of insurance is not proof of such a guarantee.