Ohio § 3918.01 Consumer credit insurance

Ohio Statutes

§ 3918.01 — Consumer credit insurance

Ohio § 3918.01

Title 39Insurance

Ch. 3918Credit Life And Accident And Health Insurance

This text of Ohio § 3918.01 (Consumer credit insurance) is published on Counsel Stack Legal Research, covering Ohio primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Ohio Rev. Code Ann. § 3918.01 (2026).

Text

All consumer credit insurance issued or sold in connection with loans or other credit transactions for personal, family, or household purposes is subject to sections3918.01to3918.13of the Revised Code, except for all of the following:

(A)Insurance written in connection with a credit transaction that is secured by a first mortgage or deed of trust and is made to finance the purchase of real property, or the construction of a dwelling on such property, or to refinance a prior credit transaction made for such a purpose;

(B)Insurance that is sold as an isolated transaction on the part of the insurer and is not related to an agreement or plan for insuring debtors of the creditor;

(C)Insurance for which no identifiable charge is made to the debtor;

(D)Insurance on accounts receivable.

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All consumer credit insurance issued or sold in connection with loans or other credit transactions for personal, family, or household purposes is subject to sections3918.01to3918.13of the Revised Code, except for all of the following:

(A) Insurance written in connection with a credit transaction that is secured by a first mortgage or deed of trust and is made to finance the purchase of real property, or the construction of a dwelling on such property, or to refinance a prior credit transaction made for such a purpose;

(B) Insurance that is sold as an isolated transaction on the part of the insurer and is not related to an agreement or plan for insuring debtors of the creditor;

(C) Insurance for which no identifiable charge is made to the debtor;

(D) Insurance on accounts receivable.