§ 5303. Coverage.
(a)Any such plan shall provide for availability to\napplicants of motor vehicle insurance coverages for:\n (1) legal liability, up to fifty thousand dollars because of bodily\ninjury to or death of one person in any one accident and, subject to\nsuch limit for one person, up to one hundred thousand dollars because of\nbodily injury to or death of two or more persons in any one accident,\nand up to ten thousand dollars because of injury to or destruction of\nproperty of others in any one accident; and\n (2) loss or damage to an automobile insured under a policy, up to ten\nthousand dollars actual cash value, subject to a deductible of not less\nthan one hundred dollars; provided, however, that the physical damage\ninsurance for a private passenger automobile shall be
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§ 5303. Coverage. (a) Any such plan shall provide for availability to\napplicants of motor vehicle insurance coverages for:\n (1) legal liability, up to fifty thousand dollars because of bodily\ninjury to or death of one person in any one accident and, subject to\nsuch limit for one person, up to one hundred thousand dollars because of\nbodily injury to or death of two or more persons in any one accident,\nand up to ten thousand dollars because of injury to or destruction of\nproperty of others in any one accident; and\n (2) loss or damage to an automobile insured under a policy, up to ten\nthousand dollars actual cash value, subject to a deductible of not less\nthan one hundred dollars; provided, however, that the physical damage\ninsurance for a private passenger automobile shall be subject to all of\nthe provisions of sections two thousand three hundred thirty-seven,\nthree thousand four hundred eleven and three thousand four hundred\nthirty-two of this chapter; and\n (3) medical payments with respect to private passenger motor vehicles\nnot for hire, irrespective of the legal liability of the insured,\nbecause of bodily injury to or death of any person insured thereunder,\nup to one thousand dollars; and\n (4) supplementary uninsured motorists insurance, as defined in\nsubsection (f) of section three thousand four hundred twenty of this\nchapter.\n (b) Any such plan shall provide for availability to applicants of\ntwice the dollar level of first party benefits prescribed in section\nfive thousand one hundred three of this chapter; and commensurate first\nparty benefits for personal injury arising out of the use or operation\nof a motor vehicle in any other state or Canadian province.\n (c) Such plan shall provide for the method of classifying risks,\nestablishing territories and making rates applicable thereto. Such\nrates, except with respect to rates for the minimum limits of insurance\nrequired by article six or seven of the vehicle and traffic law, shall\nbe based upon loss and expense experience of the risks insured pursuant\nto the plan.\n