§ 4318-A — Certification of creditable coverage by corporations organized under this article

§ 4318-a. Certification of creditable coverage by corporations\norganized under this article. (a) Every corporation subject to the\nprovisions of this article that issues individual health insurance\ncontracts or group or blanket accident and health insurance contracts\nshall provide covered individuals with written certification, in a form\nas the superintendent may approve, of:\n (1) the period of creditable coverage, as defined in section four\nthousand three hundred eighteen of this article, of the individual under\nsuch contract and under any continuation coverage pursuant to state or\nfederal law; and\n (2) any waiting period or affiliation period (if applicable) imposed\nwith respect to the individual for coverage under any such contract.\n (b) The corporation shall provide such certification:\n (1) at the time an individual ceases to be covered under the contract,\nincluding any period of time the individual was covered pursuant to any\nright of continuation under the contract; and\n (2) on the request on behalf of an individual made not later than\ntwenty-four months after the date of cessation of the coverage described\nin paragraph one of this subsection.\n (c) In the event of an election by an insurer or a group health plan\nto count the period of creditable coverage based on coverage of benefits\nwithin classes or categories of benefits as provided in state or federal\nlaw, if that insurer or group health plan enrolls an individual for\ncoverage under its contract or plan and the individual provides a\ncertification of coverage of the individual under subsection (a) of this\nsection, then upon request of such insurer or group health plan, any\ncorporation subject to the provisions of this article that issued the\ncertification of coverage provided by the individual shall promptly\ndisclose to such requesting insurer or group health plan information on\ncoverage of classes and categories of health benefits available under\nthe corporation's contract. The corporation may charge the requesting\nplan or insurer for the reasonable cost of disclosing such information.\n (d) A corporation that issues group or blanket accident and health\ninsurance contracts is deemed to have satisfied the requirements of\nsubsection (a) of this section if the contract holder by written\nagreement with the corporation actually provides the written\ncertification in accordance with this section.\n