§ 3430 — Right of insured, agent or broker aggrieved on basis of geographical location of property or risks

§ 3430. Right of insured, agent or broker aggrieved on basis of\ngeographical location of property or risks. (a) An insured aggrieved by\nan inability to obtain:\n (1) homeowner's insurance, including fire insurance or fire and\nextended coverage insurance, other than from the New York property\ninsurance underwriting association, or\n (2) automobile insurance subject to section three thousand four\nhundred twenty-five of this article, other than through the New York\nautomobile insurance plan,\nfrom any insurer or through any insurance agent or broker because of the\ngeographical location of the risk or property within the state or a\nlicensed agent or broker whose contract or account was terminated or not\nrenewed because of the geographical location of the agent or broker or\nthe geographical location of the risks within the state for which\ncoverage is afforded through the agent or broker and the grievance was\nnot the result of the application of sound underwriting and actuarial\nprinciples reasonably related to actual or anticipated loss experience\nmay file a complaint to that effect with the superintendent on a form\nprescribed by him.\n (b) The superintendent shall investigate the complaint pursuant to\nrules and regulations promulgated by him. In addition to any other power\nor procedure authorized by this chapter, the superintendent may require\nthe physical inspection of the risk or property or hold a hearing, or\nboth, for the purpose of assisting him in his determination of the\nissues raised by the complaint.\n