§ 380-L — Civil liability for willful noncompliance

§ 380-l. Civil liability for willful noncompliance. Any person, firm,\npartnership, corporation, or association whose knowing and willful\nviolation of section three hundred eighty-s of this article resulted in\nthe transmission or provision to a consumer reporting agency of\ninformation that would otherwise not have been transmitted or provided,\nand any consumer reporting agency or user of information who or which\nwillfully and knowingly fails to comply with any requirement imposed\nunder this article with respect to any consumer is liable to that\nconsumer in an amount equal to the sum of:\n (a) Any actual damages sustained by the consumer as a result of such\nfailure or as a result of a violation of section three hundred eighty-s\nof this article;\n (b) Such amount of punitive damages as the court may allow; and\n (c) In the case of any successful action to enforce any liability\nunder this section, the costs of the action together with reasonable\nattorney's fees as determined by the court.\n