New Mexico § 56-3A-5 Violations; civil liability

New Mexico Statutes

§ 56-3A-5 — Violations; civil liability

New Mexico § 56-3A-5

Ch. 56Commercial Instruments and Transactions

Art. 3ACredit Report Security Act

This text of New Mexico § 56-3A-5 (Violations; civil liability) is published on Counsel Stack Legal Research, covering New Mexico primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

N.M. Stat. Ann. § 56-3A-5 (2026).

Text

If a consumer reporting agency violates the provisions of the Fair Credit Reporting and Identity Security Act, the affected consumer or the attorney general may bring a civil action against the consumer reporting agency for: A. injunctive relief to prevent further violation of the Fair Credit Reporting and Identity Security Act; B. any actual damages sustained by the consumer as a result of a violation of the Fair Credit Reporting and Identity Security Act; C. a civil penalty in an amount not to exceed two thousand dollars ($2,000) for each violation of the security freeze or each violation of the provisions of Subsection D of Section 3 [56-3A-3 NMSA 1978] of this 2010 act; and D. costs of the action and reasonable attorney fees.

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If a consumer reporting agency violates the provisions of the Fair Credit Reporting and Identity Security Act, the affected consumer or the attorney general may bring a civil action against the consumer reporting agency for: A. injunctive relief to prevent further violation of the Fair Credit Reporting and Identity Security Act; B. any actual damages sustained by the consumer as a result of a violation of the Fair Credit Reporting and Identity Security Act; C. a civil penalty in an amount not to exceed two thousand dollars ($2,000) for each violation of the security freeze or each violation of the provisions of Subsection D of Section 3 [56-3A-3 NMSA 1978] of this 2010 act; and D. costs of the action and reasonable attorney fees.