New Hampshire § 407:2-a Combination Coverages

New Hampshire Statutes

§ 407:2-a — Combination Coverages

New Hampshire·Title XXXVII INSURANCE·Ch. 407 THE FIRE INSURANCE CONTRACT AND SUITS THEREON

Any policy or contract otherwise subject to RSA 407:2, which includes coverage against the peril of fire and substantial coverage against other perils, need not comply with the provisions of RSA 407:2, provided:

I.Such policy or contract shall afford coverage, with respect to the peril of fire, not less than the coverage afforded by such New Hampshire Standard Fire Policy;

II.That such coverage as to the peril of fire shall be made subject without change to the same general provisions and stipulations as those of such Standard Fire Policy;

III.The provisions in relation to mortgagee interests and obligations in such Standard Fire Policy shall be incorporated therein without change;

IV.Such policy or contract is complete as to all of its terms without reference to the standard form of f

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Any policy or contract otherwise subject to RSA 407:2, which includes coverage against the peril of fire and substantial coverage against other perils, need not comply with the provisions of RSA 407:2, provided:
I. Such policy or contract shall afford coverage, with respect to the peril of fire, not less than the coverage afforded by such New Hampshire Standard Fire Policy;
II. That such coverage as to the peril of fire shall be made subject without change to the same general provisions and stipulations as those of such Standard Fire Policy;
III. The provisions in relation to mortgagee interests and obligations in such Standard Fire Policy shall be incorporated therein without change;
IV. Such policy or contract is complete as to all of its terms without reference to the standard form of fire insurance policy or any other policy;
V. The insurance commissioner is satisfied that such policy or contract complies with the provisions hereof.

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