New Hampshire § 359-B:5 Obsolete Information

New Hampshire Statutes

§ 359-B:5 — Obsolete Information

New Hampshire § 359-B:5

Title XXXITRADE AND COMMERCE

Ch. 359-BCONSUMER CREDIT REPORTING

This text of New Hampshire § 359-B:5 (Obsolete Information) is published on Counsel Stack Legal Research, covering New Hampshire primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

N.H. Rev. Stat. Ann. § 359-B:5 (2026).

Text

I. Except as authorized under paragraph II, no consumer reporting agency may make any consumer report containing any of the following items of information:

(a)Bankruptcies which, from date of adjudication of the most recent bankruptcy, antedate the report by more than 10 years.

(b)Suits and judgments which, from date of entry, antedate the report by more than 7 years or until the governing statute of limitations has expired, whichever is the longer period.

(c)Paid tax liens which, from date of payment, antedate the report by more than 7 years.

(d)Accounts placed for collection or charged to profit and loss which antedate the report by more than 7 years.

(e)Records of arrest, indictment, or conviction of crime which, from date of disposition, release, or parole, antedate the report by

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I. Except as authorized under paragraph II, no consumer reporting agency may make any consumer report containing any of the following items of information:
(a) Bankruptcies which, from date of adjudication of the most recent bankruptcy, antedate the report by more than 10 years.
(b) Suits and judgments which, from date of entry, antedate the report by more than 7 years or until the governing statute of limitations has expired, whichever is the longer period.
(c) Paid tax liens which, from date of payment, antedate the report by more than 7 years.
(d) Accounts placed for collection or charged to profit and loss which antedate the report by more than 7 years.
(e) Records of arrest, indictment, or conviction of crime which, from date of disposition, release, or parole, antedate the report by more than 7 years.
(f) Any other adverse item of information which antedates the report by more than 7 years.
II. The provisions of paragraph I are not applicable in the case of any consumer credit report to be used in connection with:
(a) A credit transaction involving, or which may reasonably be expected to involve, a principal amount of $50,000 or more;
(b) The underwriting of life insurance involving, or which may reasonably be expected to involve, a face amount of $50,000 or more; or
(c) The employment of any individual at an annual salary which equals, or which may reasonably be expected to equal, $20,000 or more.