Minnesota § 13C.019 SECURITY FREEZE; EXEMPT ENTITIES

Minnesota Statutes

§ 13C.019 — SECURITY FREEZE; EXEMPT ENTITIES

Minnesota § 13C.019

PartDATA PRACTICES

Ch. 13CACCESS TO CONSUMER REPORTS

This text of Minnesota § 13C.019 (SECURITY FREEZE; EXEMPT ENTITIES) is published on Counsel Stack Legal Research, covering Minnesota primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Minn. Stat. § 13C.019 (2026).

Text

The following entities are not required to place a security freeze on a consumer report under section13C.016:

(1)a check services or fraud prevention services company that issues reports on incidents of fraud or authorizations for the purpose of approving or processing negotiable instruments, electronic funds transfers, or similar methods of payments; and

(2)a deposit account information service company that issues reports regarding account closures due to fraud, substantial overdrafts, ATM abuse, or similar negative information regarding a consumer, to inquiring banks or other financial institutions for use only in reviewing a consumer request for a deposit account at the inquiring bank or financial institution.

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The following entities are not required to place a security freeze on a consumer report under section13C.016:
(1) a check services or fraud prevention services company that issues reports on incidents of fraud or authorizations for the purpose of approving or processing negotiable instruments, electronic funds transfers, or similar methods of payments; and
(2) a deposit account information service company that issues reports regarding account closures due to fraud, substantial overdrafts, ATM abuse, or similar negative information regarding a consumer, to inquiring banks or other financial institutions for use only in reviewing a consumer request for a deposit account at the inquiring bank or financial institution.