§1641. Definitions
As used in this Part, unless the context requires otherwise, the following definitions
shall be applicable:
(1)"Administrator" or "third-party administrator" or "TPA" means any person,
except an employee of a fund or plan that serves as an administrator, who directly or
indirectly solicits or effects coverage of, underwrites, collects charges or premiums from, or
adjusts or settles claims on residents of this state, or residents of another state from offices
in this state, in connection with life or health insurance coverage or annuities, or plans of
self-insurance providing accident and health protection or self-insurance of workers'
compensation coverage, or any individual, partnership, corporation, or other person who
contracts directly or indirectly with a group sel
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§1641. Definitions
As used in this Part, unless the context requires otherwise, the following definitions
shall be applicable:
(1) "Administrator" or "third-party administrator" or "TPA" means any person,
except an employee of a fund or plan that serves as an administrator, who directly or
indirectly solicits or effects coverage of, underwrites, collects charges or premiums from, or
adjusts or settles claims on residents of this state, or residents of another state from offices
in this state, in connection with life or health insurance coverage or annuities, or plans of
self-insurance providing accident and health protection or self-insurance of workers'
compensation coverage, or any individual, partnership, corporation, or other person who
contracts directly or indirectly with a group self-insurance fund licensed pursuant to the
provisions of R.S. 23:1195 et seq. to provide claims adjusting, underwriting, safety
engineering, loss control, marketing, investment advisory, or administrative services to the
fund or its membership, other than bookkeeping, auditing, or claims investigation services,
except any of the following:
(a) An employer on behalf of its employees or the employees of one or more
subsidiaries or affiliated corporations of such employer.
(b) A union on behalf of its members.
(c) An insurance producer licensed to sell life or health insurance in this state, whose
activities are limited exclusively to the sale of insurance.
(d) A creditor on behalf of its debtors with respect to insurance covering a debt
between the creditor and its debtors.
(e) A trust and its trustees, agents, and employees acting pursuant to such trust
established in conformity with 29 U.S.C. 186.
(f) A trust exempt from taxation under Section 501(a) of the Internal Revenue Code,
its trustees and employees acting pursuant to such trust, or a custodian and the custodian's
agents or employees acting pursuant to a custodian account which meets the requirements
of Section 401(f) of the Internal Revenue Code.
(g) A credit union or a financial institution which is subject to supervision or
examination by federal or state banking authorities, or a mortgage lender, to the extent they
collect and remit premiums to licensed insurance producers or authorized insurers in
connection with loan payments.
(h) A credit card issuing company which advances for and collects premiums or
charges from its credit card holders who have authorized collection if the company does not
adjust or settle claims.
(i) A person who adjusts or settles claims in the normal course of that person's
practice or employment as an attorney at law and who does not collect charges or premiums
in connection with life or health insurance coverage or annuities.
(j) A person who acts solely as an administrator of one or more bona fide employee
benefit plans established by an employer or an employee organization, or both, for which the
insurance laws of this state are preempted pursuant to the Employee Retirement Income
Security Act of 1974, 29 U.S.C. 1001 et seq.
(k) A person licensed as a managing general agent in this state, whose activities are
limited exclusively to the scope of activities conveyed under such license.
(2) "Affiliate" or "affiliated" means any entity or person who directly or indirectly
through one or more intermediaries, controls or is controlled by, or is under common control
with, a specified entity or person.
(3) "Commissioner" means the commissioner of insurance through the Department
of Insurance.
(4) "Control" means as defined in R.S. 22:691.2.
(5) "Insurance" or "insurance coverage" means any coverage offered or provided by
an insurer. For the purposes of this Part, the term shall also mean any coverage for workers'
compensation benefits or health and accident protection offered by a group self-insurance
fund or any plan of self-insurance for which the insurance laws of this state are preempted
pursuant to the Employee Retirement Income Security Act of 1974, 29 U.S.C. 1001 et seq.
(6) "Insurer" means any person undertaking to provide life or health and accident
insurance coverage or workers' compensation insurance in this state. For the purposes of this
Part, insurer includes a licensed insurance company, a prepaid hospital or medical care plan,
a health maintenance organization, a multiple employer welfare arrangement, or any other
person or entity providing such coverages for its members or employees a plan of insurance
subject to state insurance regulation. "Insurer" shall not include a bona fide employee benefit
plan established by an employer or an employee organization, or both, for which the
insurance laws of this state are preempted pursuant to the Employee Retirement Income
Security Act of 1974, 29 U.S.C. 1001 et seq.
(7) "Person" shall have the same meaning as set forth in R.S. 22:1542.
(8) "Pharmacy benefit manager" means a person, business, or other entity and any
wholly or partially owned or controlled subsidiary of such entity that either directly or
through an intermediary manages or administers the prescription drug and device portion of
one or more health benefit plans on behalf of a third party, including insurers, plan sponsors,
insurance companies, unions, and health maintenance organizations, in accordance with a
pharmacy benefit management plan. The management or administration of a plan may
include but is not limited to review, processing of drug prior authorization requests,
adjudication of appeals and grievances related to the prescription drug benefit, contracting
with network pharmacies, and controlling the cost of covered prescription drugs.
(9) "Underwrites" or "underwriting" means but is not limited to the acceptance of
employer or individual applications for coverage of individuals in accordance with the
written rules of the insurer, the overall planning and coordinating of an insurance program,
and the ability to procure bonds and excess insurance.