§ 22:1573 — Continuing education requirements

Louisiana § 22:1573

• Jurisdiction: Louisiana
• Title 22: Insurance

Text

§1573. Continuing education requirements
A. The continuing education requirements for renewal of license under R.S.
22:1547(C)(3) and 1808.4(C)(3) are set forth in this Section. The continuing education
requirement shall be fulfilled by satisfactory completion of the required hours of instruction
in continuing education programs approved by the commissioner.
B. The commissioner shall promulgate rules and regulations setting forth guidelines
and requirements for the content and conduct of continuing education programs and for the
procedure for approval of a continuing education program. The commissioner shall also
promulgate rules and regulations specifying the qualifications which each instructor in an
approved continuing education program shall possess. All such rules and regulations
promulgated by the commissioner shall be promulgated pursuant to the provisions of the
Administrative Procedure Act. The continuing education program shall be conducted by one
of the following:
(1) An insurance trade organization.
(2) An insurance company admitted to do business in Louisiana.
(3) An accredited public or private college or university.
(4) An organization recommended by and certified by the commissioner.
C. Life insurance producers and consultants and accident and health or sickness
insurance producers and consultants shall complete twenty-four hours of approved
instruction or verifiable approved self-study prior to each renewal of license, with at least
three hours dedicated to the subject of ethics. A person who holds a combination of life or
accident and health or sickness insurance producer licenses and life or accident and health
or sickness consultant licenses shall complete a total of twenty-four hours of approved
instruction or verifiable approved self-study, with at least three hours dedicated to the subject
of ethics and at least two hours dedicated to the subject of legislative updates in insurance
law.
D. Insurance producers authorized to write property, casualty, or property and
casualty or personal lines insurance business and property, casualty, or property and casualty
insurance consultants shall complete twenty-four hours of approved instruction or verifiable
approved self-study before each renewal of license with at least three hours of approved
instruction dedicated to the subject of ethics and three hours dedicated to the subject of flood
insurance. A person who holds a combination of property, casualty, or property and casualty
insurance producer licenses and property, casualty, or property and casualty consultant
licenses, shall complete a total of twenty-four hours of approved instruction or verifiable
approved self-study, with at least three hours dedicated to the subject flood insurance and at
least two hours dedicated to the subject of legislative updates in insurance law.
E. For producers authorized to write life or accident and health or sickness insurance
and also authorized to write property, casualty, or property and casualty or personal lines
insurance business, and consultants authorized to consult on life or accident and health or
sickness insurance and also authorized to consult on property, casualty, or property and
casualty or personal lines insurance business, the continuing education requirement for
renewal of license is twenty-four hours of approved instruction or verifiable approved self-study with at least three hours of approved instruction or verifiable approved self-study
dedicated to the subject of ethics and three hours dedicated to the subject of flood insurance.
Persons who hold a combination of life, accident and health or sickness, property, casualty,
or property and casualty insurance producer licenses and life, accident and health or sickness,
property, casualty, or property and casualty consultant licenses shall complete a total of
twenty-four hours of approved instruction or verifiable approved self-study, with at least
three hours dedicated to the subject of ethics, at least three hours dedicated to the subject of
flood insurance, and at least two hours dedicated to the subject of legislative updates in
insurance law.
F. For bail bond producers, the continuing education requirement for renewal of
license shall be twelve hours of approved bail underwriting instruction. At least six of the
hours shall be dedicated to matters related to bail enforcement as defined in Code of
Criminal Procedure Article 311.
G. Producers and consultants licensed for life, accident and health or sickness,
property, casualty or personal lines may carry over no more than ten excess hours of
approved insurance instruction accumulated during one renewal period to be applied to the
continuing education requirement for the next renewal period.
H. A person teaching an approved continuing education program shall qualify for the
same number of hours of approved instruction as would be granted to a person taking and
successfully completing the program.
I.(1) The provisions of this Section, imposing continuing education requirements for
renewal of a license, shall not apply to any person sixty-five years of age or older who has
at least fifteen years of experience as a licensed producer and who either:
(a) Is no longer actively engaged in the insurance business as a producer and who is
receiving social security benefits, if eligible.
(b) Is actively engaged in the insurance business as a producer and who represents
or operates through a licensed Louisiana insurer or insurance agency.
(2) Every applicant for the exemption provided in this Subsection shall attest to, on
forms to be provided by the commissioner, his eligibility for the exemption under this
Subsection.
(3) The provisions of Subparagraph (1)(a) of this Subsection shall apply only to a
person who retires on or after January 1, 1994.
J. The commissioner may grant continuing education credits to any of the following:
(1) A licensed producer who participates in a qualified graduate-level national
designation program, passes the test required of such program, and earns a certificate of
completion. Qualified graduate-level national designation programs include programs in
which a person may be designated as a Chartered Life Underwriter (CLU), Chartered
Property Casualty Underwriter (CPCU), Certified Insurance Counselor (CIC), and other such
national professional designations.
(2) A licensed producer who is a member of, and actively participates in, a state or
national insurance association. The continuing education credits shall not exceed four hours.
K. The commissioner shall grant twenty-four continuing education credits to a
licensed producer who is a member of the legislature while that person is serving a term in
the legislature.
L. Beginning with license renewals effective in 2015, title insurance producers
licensed pursuant to Subpart R of Part 1 of Chapter 2 of this Title, R.S. 22:511 et seq., shall
complete twelve hours of approved instruction or verifiable approved self-study prior to the
renewal of the license with at least two hours dedicated to matters related to state and federal
consumer finance protection laws.
M. Any property and casualty insurance producer, upon receiving his initial license,
shall complete three hours of approved instruction dedicated to flood insurance on his first
license renewal when continuing education is required.
N. The continuing education requirements for renewal of a license shall not apply to
a nonresident licensee who satisfies the continuing education requirements for his home state
and whose home state gives continuing education credit to resident licensees of this state on
a reciprocal basis.

Legislative History

Acts 1989, No. 428, §1; Acts 1990, No. 646, §1; Acts 1992, No. 465, §1; Acts 1992, No. 1000, §1; Acts 1992, No. 1039, §1; Acts 1993, No. 213, §1; Acts 1993, No. 952, §4, eff. Jan. 1, 1994; Acts 1996, 1st Ex. Sess., No. 71, §1, eff. May 10, 1996; Acts 1997, No. 1412, §1, eff. July 15, 1997; Acts 2001, No. 290, §1; H.C.R. No. 4. 2002 1st Ex. Sess; Acts 2003, No. 65, §1; Acts 2004, No. 512, §1; Acts 2005, No. 379, §1; Acts 2006, No. 522, §1; Redesignated from R.S. 22:1193 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009; Acts 2009, No. 485, §§1, 3, eff. Jan. 1, 2010; Acts 2010, No. 967, §1; Acts 2011, No. 94, §1, eff. Jan. 1, 2012; Acts 2013, No. 21, §1; Acts 2014, No. 83, §1; Acts 2016, No. 72, §1, eff. May 10, 2016; Acts 2016, No. 312, §1; Acts 2018, No. 15, §1; Acts 2020, No. 267, §2; Acts 2022, No. 56, §1; Acts 2022, No. 273, §1, eff. June 3, 2022; Acts 2025, No. 29, §1.