§ 22:1483.2 — Fortified roof endorsement; mandatory offer

Louisiana § 22:1483.2

• Jurisdiction: Louisiana
• Title 22: Insurance

Text

§1483.2. Fortified roof endorsement; mandatory offer
A. Any authorized insurer writing homeowners' insurance policies shall offer an
endorsement to upgrade an insured's nonfortified home to comply with the fortified roof
standards of the Insurance Institute for Business and Home Safety, if the insured incurs
damage covered by the policy that requires the roof to be replaced. The endorsement shall
upgrade the home consistent with the fortified requirements for the geographic area in which
the home is located.
B. The endorsement offer provided for in Subsection A of this Section shall be made
at the time of writing a new policy on a nonfortified home and upon first renewal of an
existing policy on a nonfortified home after December 31, 2023.
C. Insurers required to make an endorsement offer pursuant to this Section shall file
endorsement forms and accompanying rates with the department by October 1, 2023.

Legislative History

Acts 2023, No. 12, §1.