§1456. Scope of rate regulation
A. This Subpart applies to fire, marine and transportation, title insurance, and
casualty insurance risks or operations in this state.
B.
(1)For the purpose of this Subpart, fire insurance includes insurance coverage as
defined in R.S. 22:47(10), (11)(b), and (12), and such other coverages as are usually written
by fire insurers other than motor vehicle insurance; marine and transportation insurance
includes personal floater insurance and the kinds of insurance defined in R.S. 22:47(13) and
such other inland marine coverages as may be so established by interpretation, by ruling of
the commissioner of insurance, or by general customs of the business; title insurance
includes the kind of insurance coverage as defined in R.S. 22:47(9); and casualty insurance
in
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§1456. Scope of rate regulation
A. This Subpart applies to fire, marine and transportation, title insurance, and
casualty insurance risks or operations in this state.
B.(1) For the purpose of this Subpart, fire insurance includes insurance coverage as
defined in R.S. 22:47(10), (11)(b), and (12), and such other coverages as are usually written
by fire insurers other than motor vehicle insurance; marine and transportation insurance
includes personal floater insurance and the kinds of insurance defined in R.S. 22:47(13) and
such other inland marine coverages as may be so established by interpretation, by ruling of
the commissioner of insurance, or by general customs of the business; title insurance
includes the kind of insurance coverage as defined in R.S. 22:47(9); and casualty insurance
includes the kinds of casualty insurance defined in R.S. 22:47(3), (4), (5), and (6), except
personal property floater, R.S. 22:47(7), (8), and (11)(a), and such other coverages as are
usually written by casualty insurers.
(2) Notwithstanding any other law to the contrary, any authorized insurer or surplus
lines insurer providing liability coverage for public carrier vehicles, as defined by R.S.
45:200.2(2), shall be subject to the provisions of this Subpart.
C. This Subpart shall not apply:
(1) To reinsurance, other than joint reinsurance to the extent stated in R.S. 22:1472.
(2) To insurance of vessels or craft, their cargoes, marine builders' risks, marine
protection and indemnity; or other risks commonly insured under marine, as distinguished
from inland marine, insurance policies.
(3) To insurance against loss or damage to aircraft or against liability, other than
workers' compensation and employers' liability arising out of the ownership, maintenance or
use of aircraft, nor to insurance of hulls of aircraft, including their accessories and
equipment.
(4) To health and accident insurance.
D. If any kind of insurance, subdivision or combination thereof or type of coverage
is subject to regulation under Sections of this Subpart, the provisions of which conflict, an
insurer to which such conflicting provisions are otherwise applicable shall file with the
commissioner of insurance a designation as to which of said sections shall be applicable to
it with respect to such kind of insurance, subdivision or combination thereof or type of
coverage.
NOTE: Former R.S. 22:1456 redesignated as R.S. 22:17 by Acts 2008, No.
415, §1, eff. Jan. 1, 2009.