§ 22:1023.2 — Coverage of a living donor; prohibitions

Louisiana § 22:1023.2

• Jurisdiction: Louisiana
• Title 22: Insurance

Text

§1023.2. Coverage of a living donor; prohibitions
A. As used in this Section, the following terms apply:
(1) "Insurance coverage" means coverage under a disability income, life, or long-term
care insurance policy.
(2) "Living donor" means an individual for which both of the following apply:
(a) Has donated all or part of an organ or bone marrow.
(b) Is not deceased.
B. Notwithstanding any other provision of law to the contrary, an insurer or issuer
of a disability income, life, or long-term care insurance policy shall not deny, cancel, or
refuse to issue insurance coverage, determine the price or premium for, or otherwise vary any
term or condition of the policy solely on the basis of the individual's status as a living donor
and without any unique and material actuarial risks in accordance with sound actuarial
principles or actual and reasonably anticipated and expected experience of the individual
based on the individual's status as a living donor.

Legislative History

Acts 2022, No. 146, §1.