Indiana § 32-30-10.5-2 "Creditor"

Indiana Statutes

§ 32-30-10.5-2 — "Creditor"

Indiana § 32-30-10.5-2

Title 32PROPERTY

Art. 30CAUSES OF ACTION CONCERNING REAL

Ch. 10.5Foreclosure Prevention Agreements for Residential

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Bluebook

Ind. Code § 32-30-10.5-2 (2026).

Text

(a)As used in this chapter, "creditor" means a person:

(1)that regularly engages in the extension of mortgages that are subject to a credit service charge or loan finance charge, as applicable, or are payable by written agreement in more than four

(4)installments (not including a down payment); and

(2)to which the obligation is initially payable, either on the face of the note or contract, or by agreement if there is not a note or contract.

(b)The term includes a mortgage servicer.

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(a) As used in this chapter, "creditor" means
a person:
(1) that regularly engages in the extension of mortgages that are
subject to a credit service charge or loan finance charge, as
applicable, or are payable by written agreement in more than four
(4) installments (not including a down payment); and
(2) to which the obligation is initially payable, either on the face
of the note or contract, or by agreement if there is not a note or
contract.
(b) The term includes a mortgage servicer.