§ 24-5-24-5 — Requesting and placing a security freeze; requirements; exception; electronic mail connection

Indiana § 24-5-24-5

• Jurisdiction: Indiana
• Art. 5: CONSUMER SALES
• Ch. 24: Security Freezes for Consumer Reports

Text

(a) A consumer may place a security freeze on
the consumer's consumer report by:
(1) sending a written request by United States mail to an address
designated by the consumer reporting agency; or
(2) subject to subsection (d), making a request to a consumer
reporting agency through a secure electronic mail connection
provided by the consumer reporting agency.
(b) Except as provided in subsection (c) and section 11 of this
chapter, a consumer reporting agency that receives a request under
subsection (a) shall place a security freeze on the consumer's consumer
report not later than five (5) business days after receipt of the request.
(c) A consumer reporting agency is not required to place a security
freeze on a consumer report under this section if the consumer
reporting agency determines that the request for a security freeze:
(1) is materially false; or
(2) does not clearly identify the person making the request as the
consumer.
(d) Not later than January 1, 2009, a consumer reporting agency
shall develop and make available to consumers a secure electronic mail
connection by which a consumer can request:
(1) the placement of a security freeze on the consumer's consumer
report under this section; or
(2) the same or a new personal identification number or password
under section 6(b) of this chapter.

Legislative History

As added by P.L.104-2007, SEC.1.