Indiana § 24-5-24-2 "Consumer report"

Indiana Statutes

§ 24-5-24-2 — "Consumer report"

Indiana § 24-5-24-2

Art. 5CONSUMER SALES

Ch. 24Security Freezes for Consumer Reports

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Bluebook

Ind. Code § 24-5-24-2 (2026).

Text

(a)As used in this chapter, "consumer report" means any written, oral, or other communication of any information that:

(1)is made by a consumer reporting agency;

(2)bears on a consumer's creditworthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living; and

(3)is used or expected to be used or collected in whole or in part for the purpose of serving as a factor in establishing a consumer's eligibility for credit to be used primarily for personal, family, or household purposes.

(b)The term includes a consumer's credit score.

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(a) As used in this chapter, "consumer report"
means any written, oral, or other communication of any information
that:
(1) is made by a consumer reporting agency;
(2) bears on a consumer's creditworthiness, credit standing, credit
capacity, character, general reputation, personal characteristics,
or mode of living; and
(3) is used or expected to be used or collected in whole or in part
for the purpose of serving as a factor in establishing a consumer's
eligibility for credit to be used primarily for personal, family, or
household purposes.
(b) The term includes a consumer's credit score.