§ 24-5-24-15 — Civil action; liability

Indiana § 24-5-24-15

• Jurisdiction: Indiana
• Art. 5: CONSUMER SALES
• Ch. 24: Security Freezes for Consumer Reports

Text

(a) A consumer who suffers injury by an act
of a consumer reporting agency that violates this chapter may bring a
civil action against the consumer reporting agency in a circuit or
superior court in the county in which the consumer resides.
(b) A person who knowingly or intentionally fails to comply with
any requirement imposed under this chapter with respect to a consumer
is liable to that consumer in an amount equal to the sum of the
following:
(1) The greater of:
(A) the amount of actual damages sustained by the consumer as
a result of the failure to comply; or
(B) five hundred dollars ($500).
However, the amount awarded to a consumer under this
subdivision may not exceed six thousand dollars ($6,000),
regardless of the consumer's actual damages.
(2) Such punitive damages as the court may allow.
(3) In the case of a successful action by a consumer under this
section, the costs of the action together with reasonable attorney's
fees as determined by the court.

Legislative History

As added by P.L.104-2007, SEC.1.