Illinois § 1008 Investigative Consumer Reports

Illinois Statutes

§ 1008 — Investigative Consumer Reports

Illinois § 1008

JurisdictionIllinois

TopicREGULATION

Ch. 215INSURANCE

Act 215 ILCS 5/Illinois Insurance Code.

Art.Article XL - Insurance Information And Privacy Protection

This text of Illinois § 1008 (Investigative Consumer Reports) is published on Counsel Stack Legal Research, covering Illinois primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

215 Ill. Comp. Stat. 1008 (2026).

Text

(A)No insurance institution, agent or insurance-support organization may prepare or request an investigative consumer report about an individual in connection with an insurance transaction involving an application for insurance, a policy renewal, a policy reinstatement or a change in insurance benefits unless the insurance institution or agent informs the individual:

(1)that he or she may request to be interviewed in connection with the preparation of the investigative consumer report, and (2) that upon a request pursuant to Section 1009, he or she is entitled to receive a copy of the investigative consumer report.

(B)If an investigative consumer report is to be prepared by an insurance institution or agent, the insurance institution or agent shall institute reasonable procedures to con

Free access — add to your briefcase to read the full text and ask questions with AI

(A) No insurance institution, agent or insurance-support organization may prepare or request an investigative consumer report about an individual in connection with an insurance transaction involving an application for insurance, a policy renewal, a policy reinstatement or a change in insurance benefits unless the insurance institution or agent informs the individual: (1) that he or she may request to be interviewed in connection with the preparation of the investigative consumer report, and (2) that upon a request pursuant to Section 1009, he or she is entitled to receive a copy of the investigative consumer report. (B) If an investigative consumer report is to be prepared by an insurance institution or agent, the insurance institution or agent shall institute reasonable procedures to conduct a personal interview requested by an individual. (C) If an investigative consumer report is to be prepared by an insurance-support organization, the insurance institution or agent desiring such report shall inform the insurance-support organization whether a personal interview has been requested by the individual. The insurance-support organization shall institute reasonable procedures to conduct such interviews, if requested.