Iowa § 714E.6 Remedies

Iowa Statutes

§ 714E.6 — Remedies

Iowa § 714E.6

Title XVICRIMINAL LAW AND PROCEDURE

Ch. 714EFORECLOSURE CONSULTANTS

This text of Iowa § 714E.6 (Remedies) is published on Counsel Stack Legal Research, covering Iowa primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Iowa Code § 714E.6 (2026).

Text

1.A violation of this chapter is an unlawful practice pursuant to section 714.16, and all remedies of section 714.16 are available for such an action. A private cause of action brought underthischapterbyanownerisinthepublicinterest. Anownermaybringanactionagainst a foreclosure consultant for a violation of this chapter. If the court finds that the foreclosure consultantviolatedthischapter, thecourtshallawardtheowneractualdamages, appropriate equitable relief, and the costs of the action, and shall award reasonable fees to the owner’s attorney.

2.Therightsandremediesprovidedinsubsection1arecumulativeto, andnotalimitation of, any other rights and remedies provided by law. Any action brought by a person other than the attorney general pursuant to this section must be commenced within four y

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1. A violation of this chapter is an unlawful practice pursuant to section 714.16, and all
remedies of section 714.16 are available for such an action. A private cause of action brought
underthischapterbyanownerisinthepublicinterest. Anownermaybringanactionagainst
a foreclosure consultant for a violation of this chapter. If the court finds that the foreclosure
consultantviolatedthischapter, thecourtshallawardtheowneractualdamages, appropriate
equitable relief, and the costs of the action, and shall award reasonable fees to the owner’s
attorney.
2. Therightsandremediesprovidedinsubsection1arecumulativeto, andnotalimitation
of, any other rights and remedies provided by law. Any action brought by a person other than
the attorney general pursuant to this section must be commenced within four years from the
date of the alleged violation.
3. The court may award exemplary damages up to one and one-half times the
compensation, fees, and interest charged by the foreclosure consultant if the court finds that
the foreclosure consultant violated the provisions of section 714E.4, subsection 1, 2, or 4,
and the foreclosure consultant acted in bad faith.
4. Notwithstanding any other provision of this section, an action shall not be brought on
the basis of a violation of this chapter, except by an owner against whom the violation was
committed or by the attorney general. This limitation does not apply to administrative action
byeithertheattorneygeneralorthesuperintendentofthebankingdivisionofthedepartment
of insurance and financial services.