Iowa § 552.17 Consumer credit sales

Iowa Statutes

§ 552.17 — Consumer credit sales

Iowa § 552.17

Title XIIICOMMERCE

Ch. 552PHYSICAL EXERCISE CLUBS

This text of Iowa § 552.17 (Consumer credit sales) is published on Counsel Stack Legal Research, covering Iowa primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Iowa Code § 552.17 (2026).

Text

1.A physical exercise club contract where a finance charge is made or where payment is required or permitted by agreement to be made in more than four periodic payments, excluding a down payment, is a consumer credit sale within the meaning of section 537.1301, subsection 13, and is subject to chapter 537. If any periodic payment, other than the down payment under an agreement requiring or permitting two or more periodic payments, is more than twice the amount of any other periodic payment other than the down payment, a transaction is “payable in installments” within the meaning of section 537.1301, subsection 34.

2.Theprovisionsofthischapterprovidingrightsandprotectionstobuyersareinaddition to the provisions of chapter 537.

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1. A physical exercise club contract where a finance charge is made or where payment
is required or permitted by agreement to be made in more than four periodic payments,
excluding a down payment, is a consumer credit sale within the meaning of section 537.1301,
subsection 13, and is subject to chapter 537. If any periodic payment, other than the down
payment under an agreement requiring or permitting two or more periodic payments, is
more than twice the amount of any other periodic payment other than the down payment,
a transaction is “payable in installments” within the meaning of section 537.1301, subsection
34.
2. Theprovisionsofthischapterprovidingrightsandprotectionstobuyersareinaddition
to the provisions of chapter 537.