Iowa § 538A.1 Definitions

Iowa Statutes

§ 538A.1 — Definitions

Iowa § 538A.1

Title XIIICOMMERCE

Ch. 538ACREDIT SERVICES ORGANIZATIONS

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Bluebook

Iowa Code § 538A.1 (2026).

Text

In this chapter, unless the context otherwise requires:

1.“Buyer” means an individual who is solicited to purchase or who purchases the services of a credit services organization.

2.“Consumer reporting agency” has the meaning assigned by section 603(f), Fair Credit Reporting Act, 15 U.S.C. §1681a(f) as amended through January 1, 1989.

3.“Extensionofcredit”meanstherighttodeferpaymentofdebtortoincurdebtanddefer its payment offered or granted primarily for personal, family, or household purposes.

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In this chapter, unless the context otherwise requires:
1. “Buyer” means an individual who is solicited to purchase or who purchases the services
of a credit services organization.
2. “Consumer reporting agency” has the meaning assigned by section 603(f), Fair Credit
Reporting Act, 15 U.S.C. §1681a(f) as amended through January 1, 1989.
3. “Extensionofcredit”meanstherighttodeferpaymentofdebtortoincurdebtanddefer
its payment offered or granted primarily for personal, family, or household purposes.