Iowa § 516B.3 Minor traffic violations not considered in establishing rates

Iowa Statutes

§ 516B.3 — Minor traffic violations not considered in establishing rates

Iowa § 516B.3

Title XIIICOMMERCE

Ch. 516BAUTOMOBILE LIABILITY POLICIES

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Bluebook

Iowa Code § 516B.3 (2026).

Text

1.The commissioner shall require that insurance companies transacting business in this state not consider speeding violations occurring on or after July 1, 1986, but before May 12, 1987, which are for speeding violations for ten miles per hour or less over the legal speed limit in speed zones that have a legal speed limit greater than thirty-five miles per hour or speeding violations occurring on or after May 12, 1987, which are for speeding violations for ten miles per hour or less over the legal speed limit in speed zones that have a legal speed limit equal to or greater than thirty-five miles per hour but not greater than fifty-five miles per hour for the purpose of establishing rates for motor vehicle insurance charged by the insurer and shall require that insurance companies not canc

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1. The commissioner shall require that insurance companies transacting business in this
state not consider speeding violations occurring on or after July 1, 1986, but before May 12,
1987, which are for speeding violations for ten miles per hour or less over the legal speed
limit in speed zones that have a legal speed limit greater than thirty-five miles per hour or
speeding violations occurring on or after May 12, 1987, which are for speeding violations for
ten miles per hour or less over the legal speed limit in speed zones that have a legal speed
limit equal to or greater than thirty-five miles per hour but not greater than fifty-five miles per
hour for the purpose of establishing rates for motor vehicle insurance charged by the insurer
and shall require that insurance companies not cancel or refuse to renew any such policy for
such violations. In any twelve-month period, this section applies only to the first two such
violations which occur.
2. Iftherateformotorvehicleinsuranceisbasedonanoperatingrecordofaperiodlonger
than twelve months in length, the twelve-month periods under subsection 1 shall not overlap.