This text of Iowa § 509B.3 (Continuation of benefits) is published on Counsel Stack Legal Research, covering Iowa primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.
A group policy delivered or issued for delivery in this state which insures employees or
membersforaccidentorhealthinsuranceonanexpense-incurredorservicebasis, otherthan
for specific diseases or for accidental injuries only, shall provide that employees or members
whose coverage under the group policy would otherwise terminate because of termination
of employment or membership may continue their accident or health insurance under that
group policy, for themselves and their eligible dependents, subject to all of the group policy’s
terms and conditions applicable to those forms of insurance and subject to all of the following
conditions:
1.Continuation shall only be available to an employee or member if the employee or
member was continuously insured under the group policy, and for similar
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A group policy delivered or issued for delivery in this state which insures employees or
membersforaccidentorhealthinsuranceonanexpense-incurredorservicebasis, otherthan
for specific diseases or for accidental injuries only, shall provide that employees or members
whose coverage under the group policy would otherwise terminate because of termination
of employment or membership may continue their accident or health insurance under that
group policy, for themselves and their eligible dependents, subject to all of the group policy’s
terms and conditions applicable to those forms of insurance and subject to all of the following
conditions:
1. Continuation shall only be available to an employee or member if the employee or
member was continuously insured under the group policy, and for similar benefits under any
§509B.3, CONTINUATION OF GROUP HEALTH INSURANCE 2
group policy which it replaced, during the entire three months’ period immediately preceding
the termination.
2. ContinuationshallnotbeavailableforapersonwhoisorcouldbecoveredbyMedicare.
Continuation shall not be available for a person who is or is eligible to be covered by another
group insured or uninsured arrangement which provides accident or health coverage, unless
the person was covered by that other group policy immediately prior to the termination.
3. Continuation may exclude dental care, vision care, or prescription drug benefits or
other benefits provided under the group policy which benefits are in addition to accident or
health benefits.
4. a. An employee or member who wishes continuation of coverage must request
continuation in writing to the employer or group policyholder within the ten-day period
following the later of either of the following:
(1) The date of the termination.
(2) Thedatetheemployeeisgivennoticeoftherightofcontinuationasprovidedinsection