§ 435.26B — Affidavit in lieu of surrender of certificate of title — manufactured and mobile homes

Iowa § 435.26B

• Jurisdiction: Iowa
• Title X: FINANCIAL RESOURCES
• Ch. 435: PROPERTY TAXES ON MANUFACTURED AND MOBILE HOMES

Text

homes.
1. If there is no record that a certificate of title has been issued or surrendered for a
manufactured home or mobile home that is located outside a manufactured home community
or mobile home park, that has been converted to real estate by being placed on a permanent
foundation, and that is entered on the tax rolls, the owner may effectuate a surrender of the
certificate of title by recording with the county recorder an affidavit that includes all of the
following:
a. The full legal name, Iowa driver’s license number or Iowa nonoperator’s identification
card number, bona fide residence, and mailing address of the owner, and any other
identification information required by the state department of transportation. If the owner is
a firm, association, or corporation, the affidavit shall contain the bona fide business address
and federal employer identification number of the owner.
b. A description of the manufactured or mobile home including, insofar as the specified
data may exist with respect to a manufactured or mobile home, the manufacturer, model,
year of manufacture, and identification number or other assigned number.
c. A statement of the affiant’s title or ownership interest and a statement of all liens,
encumbrances, or security interests upon the manufactured or mobile home, including the
names and mailing addresses of all persons having any such liens, encumbrances, or security
interests.
d. A statement of any facts or information known to the affiant that could affect the
validity of title or the existence or validity of any lien, encumbrance, or security interest on
the manufactured or mobile home.
e. The name and address of the person from whom the owner purchased or acquired
the manufactured or mobile home, including information related to the location and date of
purchase or acquisition.
f. The affidavit shall also include an attached written opinion by an attorney licensed to
practice law in this state who has examined the abstract of title of the land upon which the
manufacturedormobilehomeissituated. Theopinionshallstatethenamesoftheownersand
holdersofmortgages,liens,orotherencumbrancesonthelanduponwhichthemanufactured
or mobile home is situated and shall note the encumbrances, along with any bonds securing
the encumbrances. Utility easements shall not be construed to be encumbrances for the
purpose of this section.
g. A statement that the manufactured or mobile home is located outside a manufactured
home community or mobile home park, has been converted to real estate by being placed
on a permanent foundation, and has been entered on the tax rolls. This statement shall be
endorsed by the city or county assessor, as applicable, and include the legal description of
the real property upon which the manufactured or mobile home is situated.
h. A statement that the owner has made a diligent search and inquiry but has been unable
to locate and produce a manufacturer’s certificate of origin or a certificate of title for the
manufactured or mobile home and that the owner has no knowledge that a certificate of title
has previously been issued or surrendered for the manufactured or mobile home.
i. (1) An endorsement by the state department of transportation that the department
has searched its records and has no record of a certificate of title or a surrender of a
certificate of title for the manufactured or mobile home and that the department has no
record of any ownership interest contrary to the ownership interest asserted by the affiant.
The endorsement shall also specify that the state department of transportation is unable to
identify any lien, encumbrance, or security interest contrary to those specified by the affiant.
(2) The state department of transportation shall not conduct any search of records or

provide any endorsement until the affidavit has been completed, executed, and endorsed
pursuant to paragraphs “a” through “h” and the affiant has paid a fee not to exceed two
hundred dollars. The state department of transportation shall set the amount of the fee by
rule.
(3) Following endorsement of the affidavit, the state department of transportation shall
return the affidavit to the owner for recording.
(4) If the state department of transportation has endorsed an affidavit, the department
shall not issue a certificate of title for the manufactured or mobile home unless the
manufactured or mobile home is reconverted under section 435.27.
2. Recording the affidavit with all necessary endorsements and attachments shall
establish the surrender of the certificate of title.
3. After the surrender of the certificate of title under this section, a conveyance of an
interest in the manufactured or mobile home shall not require a transfer of title if the
manufactured or mobile home remains located on the same real property that is identified
in the affidavit under subsection 2.
4. A foreclosure action on a manufactured or mobile home for which the certificate of title
was surrendered under this section shall be conducted as a real estate foreclosure.
5. A tax lien and its priority shall not be modified as a result of a surrender of title under
this section.
6. The state department of transportation shall adopt rules under chapter 17A to
implement this section. The rules adopted by the state department of transportation shall
include a standardized form for an affidavit required under this section.