California § 10089.20. 10089.20. (Amended by Stats. 1996, Ch. 967, Sec. 12.)

California Statutes

§ 10089.20. — 10089.20. (Amended by Stats. 1996, Ch. 967, Sec. 12.)

California § 10089.20.

JurisdictionCalifornia

Code INSInsurance Code - INS

Div. 2.DIVISION 2. CLASSES OF INSURANCE

Part 1.PART 1. FIRE AND MARINE INSURANCE

Ch. 8.6.CHAPTER 8.6. California Earthquake Authority

This text of California § 10089.20. (10089.20. (Amended by Stats. 1996, Ch. 967, Sec. 12.)) is published on Counsel Stack Legal Research, covering California primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Cal. Insurance Code - INS Code § 10089.20. (2026).

Text

The authority shall renew any policy of basic residential earthquake insurance, provided the authority receives payment of the applicable renewal premium on or before the expiration date stated in the policy.  The authority shall nonrenew, rescind, or cancel a policy if the property is no longer covered by an underlying policy of residential property insurance.  The policy issued by the authority shall not provide coverage in the event that there is no underlying policy of property insurance at the time of loss.  In that case, any unearned premiums shall be returned to the policyholder on a pro rata basis.

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The authority shall renew any policy of basic residential earthquake insurance, provided the authority receives payment of the applicable renewal premium on or before the expiration date stated in the policy. The authority shall nonrenew, rescind, or cancel a policy if the property is no longer covered by an underlying policy of residential property insurance. The policy issued by the authority shall not provide coverage in the event that there is no underlying policy of property insurance at the time of loss. In that case, any unearned premiums shall be returned to the policyholder on a pro rata basis.