California § 4979. 4979. (Amended by Stats. 2001, Ch. 733, Sec. 8.)

California Statutes

§ 4979. — 4979. (Amended by Stats. 2001, Ch. 733, Sec. 8.)

California § 4979.

Code FINFinancial Code - FIN

Div. 1.7.DIVISION 1.7. COVERED LOANS

Ch. 3.CHAPTER 3. Enforcement

This text of California § 4979. (4979. (Amended by Stats. 2001, Ch. 733, Sec. 8.)) is published on Counsel Stack Legal Research, covering California primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Cal. Financial Code - FIN Code § 4979. (2026).

Text

Upon request, a person who originates a covered loan shall provide the licensing agency or the consumer, at no cost, documentation regarding his or her loan that clearly demonstrates whether any loan is a covered loan. This documentation shall include, but not be limited to, full disclosure of the original principal balance, the annual percentage rate, and the total points and fees, as defined in Section 4970.

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Upon request, a person who originates a covered loan shall provide the licensing agency or the consumer, at no cost, documentation regarding his or her loan that clearly demonstrates whether any loan is a covered loan. This documentation shall include, but not be limited to, full disclosure of the original principal balance, the annual percentage rate, and the total points and fees, as defined in Section 4970.

Legislative History

Amended by Stats. 2001, Ch. 733, Sec. 8. Effective January 1, 2002. Applicable, by Sec. 10 of Ch. 733, only to covered loans applied for on or after July 1, 2002.