California § 1788.22. 1788.22. (Amended by Stats. 2024, Ch. 522, Sec. 15.)

California Statutes

§ 1788.22. — 1788.22. (Amended by Stats. 2024, Ch. 522, Sec. 15.)

California·Code CIV Civil Code - CIV·Div. 3. DIVISION 3. OBLIGATIONS·Title 1.6C.·Part 4. TITLE 1.6C. FAIR DEBT COLLECTION PRACTICES·Art. 3. ARTICLE 3. Debtor Responsibilities

(a)In connection with any covered credit extended to a person under an account:

(1)No such person shall attempt to consummate any covered credit transaction thereunder knowing that credit privileges under the account have been terminated or suspended.

(2)Each such person shall notify the creditor by telephone, telegraph, letter, or any other reasonable means that an unauthorized use of the account has occurred or may occur as the result of loss or theft of a credit card, or other instrument identifying the account, within a reasonable time after that person’s discovery thereof, and shall reasonably assist the creditor in determining the facts and circumstances relating to any unauthorized use of the account.

(b)Each responsibility set forth in subdivision (a) shall apply only if

Free access — add to your briefcase to read the full text and ask questions with AI

(a)
In connection with any covered credit extended to a person under an account:
(1)
No such person shall attempt to consummate any covered credit transaction thereunder knowing that credit privileges under the account have been terminated or suspended.
(2)
Each such person shall notify the creditor by telephone,
telegraph, letter, or any other reasonable means that an unauthorized use of the account has occurred or may occur as the result of loss or theft of a credit card, or other instrument identifying the account, within a reasonable time after that person’s discovery thereof, and shall reasonably assist the creditor in determining the facts and circumstances relating to any unauthorized use of the account.
(b)
Each responsibility set forth in subdivision (a) shall apply only if and after the creditor clearly and conspicuously in writing discloses that responsibility to that person.

California § 1788.22. (1788.22. (Amended by Stats. 2024, Ch. 522, Sec. 15.)) — published by Counsel Stack Legal Research, free access to 12M+ legal documents.