Zurich General Accident & Liability Ins. Co. v. Walker

21 S.W.2d 334, 1929 Tex. App. LEXIS 1039
CourtCourt of Appeals of Texas
DecidedJuly 13, 1929
DocketNo. 12100.
StatusPublished
Cited by6 cases

This text of 21 S.W.2d 334 (Zurich General Accident & Liability Ins. Co. v. Walker) is published on Counsel Stack Legal Research, covering Court of Appeals of Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Zurich General Accident & Liability Ins. Co. v. Walker, 21 S.W.2d 334, 1929 Tex. App. LEXIS 1039 (Tex. Ct. App. 1929).

Opinion

BUCK, J.

In this case Tom Walker, a plasterer, filed a claim before the Industrial Accident Board for compensation for an injury resulting in a hernia received while he was working for J. M. Gurley, a building contractor. The Industrial Accident Board awarded plaintiff compensation, and from this ruling the Zurich General Accident & Liability Insurance Company, Limited, hereinafter called insurance company, appealed by filing suit in the .Ninty-Sixth judicial district court of Tarrant county.

In its petition the insurance company alleged that on February 10, 1928, the Industrial Accident Board made and entered its final ruling, decision, and award against J. M. Gurley, as employer, and the insurance company, as insurer, for an amount in excess of $500; that the insurance company was not satisfied, and did not consent to abide by said award, and hence the suit was filed.

Plaintiff alleged: That the claimed accidental injury occurred on November 10,1926, and that Tom Walker did not within 30 days after the happening thereof give notice to either the said claimed employer, J. M. Gur-ley, or the claimed insurance carrier, Zurich General Accident & Liability Insurance Company, and that neither knew anything about such claimed injury until nearly one year after the same had occurred, if it did in fact occur. Moreover, said Walker did not file with or prosecute before the Industrial Accident Board of this state any claim for compensation for nearly one year after the claimed occurrence of said accident and injury. That said Walker claimed the injury occurred on November 10, 1926, and that he went immediately to a physician, who told him that he was suffering from a hernia. That said physician fitted him with a truss, and said Walker continued to work. That about October 10, 1927, eleven months after the claimed injury, said Walker had an operation performed for the correction of said injury, which resulted in a cure. That said operation was performed without the knowledge or consent of either said J. M. Gurley or plaintiff, neither at that time knowing anything about the claimed injury. That some months after said operation was performed the said Tom Walker for the first time informed Gurley and plaintiff that he had received such injury. That, since no notice of Injury was given to the employer and to the insurance company within 30 days of the happening thereof, and since no claim for compensation on account thereof was filed or prosecuted before the board within six months, the said claim is now barred.

Plaintiff alleged that no good cause exists why the provisions of the Compensation Law should not be enforced as to the necessity of giving such notice and filing such claim, and alleged that said Walker did not present to the board any valid reason or excuse for his said failure to give notice and file claim; that consequently the board was without authority to hear said claim or to make any award therein.

Defendant filed his answer and cross-action, in which Walker alleged:

That 'he was in the employ of J. M. Gurley, at Fort Worth, Tex., and sustained the injury complained of in the course of such employment on or about November 10, 1926. That said Gurley was then and there a building contractor, and was engaged in the construction of buildings, and had in his employ more than three persons, including the defendant. That said Tom Walker was then and there in the employ of said Gurley as a plasterer. That on or about said date defendant was engaged in the discharge of his duties as such employs, and in the work of plastering the buildiing then being constructed. That said Tom Walker was reaching forward and overhead with both hands, because of the fact that the scaffold on which he was standing was low, and it was thereby rendered necessary that he place himself in a position of stress and severe strain, and, while doing such work, and as a result of such efforts and strain, the sa'id Tom Walker suffered an injury resulting in hernia, which hernia appeared suddenly and immediately following the injury, and the same did not exist in any degree prior to said injury, and said injury was accompanied by pain.

That thereafter said Walker submitted to an operation for the correction of said hernia, which operation was successful, and he has fully recovered therefrom. That said operation required the sex-vices of a surgeon, and necessitated the use of hospital facilities, and that thereby said Walker paid, and became liable to pay, for such surgical operation the sum of $100 and for the use of such hospital the sum of $57.50. That during the whole of the year next preceding his injury said Walker was engaged in the same employment, and his average weekly wage during said period of time was the sum of $75. That the average weekly wage of an employé in the same class, working substantially the whole of the immediately preceding year in the same or in a similar employment in Font Worth during the days when defendant was employed, was $75.

That insurance company had issued to said Gurley, the employer of Walker, its policy of compensation insurance, by the terms of which it bound and obligated itself for the payment of compensation to injured em *336 ployees oí J. M. Gurley in accordance with, the terms and provisions of the Workmen’s Compensation Law of the state of Texas (Rev. St. 1925, arts. 8306-8309), which said policy was then and there in full force and effect on November 10, 1926, and operated to cover and include the said Tom Walker, as well as the injury sustained by him and the compensation claimed herein.

Said Walker admits that the notice of his injury was not given to the insurer, nor to his employer, within 30 days after the hap* pening thereof, and further admits that a claim for compensation with respect to such injury was not made within 6 months after the oqcurrenee of the same, and in this connection defendant respectfully, shows that he has a meritorious case, and that good cause exists for his failure to give such notice and make such claim within the aforesaid periods of time, and because thereof a strict compliance with the statutory limitations and provisions as to notice and the filing of the claim ought not to be required, but the same should be waived in this case in order that justice may be done and a just claim be paid by the insurance company, which is legally bound therefor.

That the said Walker did not know that his employer carried compensation insurance, and did not know that the right existed to claim compensation on account of his injuries, as-aforesaid, and,- after having such injuries, the defendant consulted a doctor, who advised Mm to have an operation, but defendant told said, doctor that a note was soon due on his hom,e, and that he was not financially able to meet the expense incident to such operation, and had said doctor to fit him with a truss, which he wore for several months awaiting the time when he himself would be able to pay the expenses of an operation, being all the while ignorant of the. fact that such a policy of compensation had been issued, and being unaware that the insurance company was legally liable and bound to furnish him such surgical aid as he was endeavoring to provide for himself. That, after he had been operated on, the said Walker learned of .the existence of the policy of insurance, and learned also of his right to compensation thereunder, of which he had not previously been advised and had no information thereof.

Free access — add to your briefcase to read the full text and ask questions with AI

Related

Maryland Casualty Co. v. Merchant
81 S.W.2d 794 (Court of Appeals of Texas, 1935)
New Amsterdam Casualty Co. v. Chamness
63 S.W.2d 1058 (Court of Appeals of Texas, 1933)
Anderson-Berney Realty Co. v. Soria
41 S.W.2d 279 (Court of Appeals of Texas, 1931)
Zurich General Accident & Fidelity Ins. Co. v. Walker
35 S.W.2d 115 (Texas Commission of Appeals, 1931)
Texas Employers' Ins. Ass'n v. Clark
23 S.W.2d 405 (Court of Appeals of Texas, 1929)

Cite This Page — Counsel Stack

Bluebook (online)
21 S.W.2d 334, 1929 Tex. App. LEXIS 1039, Counsel Stack Legal Research, https://law.counselstack.com/opinion/zurich-general-accident-liability-ins-co-v-walker-texapp-1929.