Zeedyk v. 5C's Drying

2026 Ohio 618
CourtOhio Court of Appeals
DecidedFebruary 23, 2026
Docket4-25-05
StatusPublished

This text of 2026 Ohio 618 (Zeedyk v. 5C's Drying) is published on Counsel Stack Legal Research, covering Ohio Court of Appeals primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Zeedyk v. 5C's Drying, 2026 Ohio 618 (Ohio Ct. App. 2026).

Opinion

[Cite as Zeedyk v. 5C’s Drying, 2026-Ohio-618.]

IN THE COURT OF APPEALS OF OHIO THIRD APPELLATE DISTRICT DEFIANCE COUNTY

CLINTON R. ZEEDYK, ET AL.,

PLAINTIFFS-APPELLEES/ CASE NO. 4-25-05 CROSS-APPELLANTS,

v.

5C’S DRYING, LLC, ET AL.,

DEFENDANTS-APPELLEES/ CROSS-APPELLEES,

-And-

RACHEL E. CLELAND, OPINION AND EXECUTRIX OF THE ESTATE OF JUDGMENT ENTRY WILLIAM A. CLELAND, JR., ET AL.,

DEFENDANTS-APPELLANTS/ CROSS-APPELLEES.

Appeal from Defiance County Common Pleas Court Trial Court No. 18-CV-44364

Judgment Affirmed in Part, Reversed in Part and Cause Remanded

Date of Decision: February 23, 2026

APPEARANCES:

George R. Smith Jr. for Appellants/Cross-Appellees

John A. Borell, Jr. for Appellees/Cross-Appellants Case No. 4-25-05

ZIMMERMAN, P.J.

{¶1} Defendants-appellants/cross-appellees, Rachel E. Cleland, Executrix of

the William A. Cleland, Jr. (“Cleland Estate”), Rachel E. Cleland (“Rachel”), and

Phillip D. Cleland (“Phillip”) (collectively, “defendants”), appeal the January 10

and May 5, 2025 judgment entries of the Defiance County Court of Common Pleas

granting judgment and foreclosure in favor of plaintiffs-appellees/cross-appellants,

Clinton R. Zeedyk (“Zeedyk”) and Zeedyk Farms, LLC (“Zeedyk Farms”)

(collectively, “plaintiffs”). For the reasons that follow, we affirm in part and reverse

in part.

Factual Background

{¶2} The extensive litigation before this court stems from a series of

agricultural financial transactions that ultimately unraveled into competing

foreclosure actions and tort claims. William A. Cleland Jr. (“William”) was a

farmer and the sole member of 5C’s Drying, LLC (“5C’s Drying”), a business

dedicated exclusively to farming operations. To finance these farming operations,

William and 5C’s Drying entered into significant borrowing arrangements with

Zeedyk, securing loans against both the 5C’s Drying commercial facility and

William’s personal residence that he shared with his wife, Rachel.

{¶3} The financial entanglement between the parties was rooted in a long-

standing personal history. Zeedyk testified that he originally began working for

-2- Case No. 4-25-05

William when he was in high school. Although they drifted apart for a time, they

reconnected years later after Zeedyk encountered “some trouble,” at which point

William helped him find “the Lord.” (Oct. 2, 2023 Tr. at 13). As a result, the two

developed a close friendship in which they spoke nearly every day, frequently

sharing meals and spending time together. This personal bond eventually

transitioned into a financial one around 2008 when William began experiencing

money trouble. To assist his friend, Zeedyk began loaning William money,

initiating a pattern of undocumented lending that would continue for years.

{¶4} By 2018, the financial relationship between the parties had collapsed.

While Zeedyk characterized the matter as a straightforward default on two primary

instruments—a $400,000.00 cognovit note and a $250,000.00 personal note—the

defendants disputed the validity of the enforcement actions. They argued that the

debt was tainted by fraud and purported bad faith, giving rise to counter-allegations

of slander of title. The dispute was further complicated by the intervention of Farm

to Market Specialties, LLC (“Farm to Market”), which asserted a prepaid five-year

leasehold interest on 5C’s Drying’s commercial property. Because this lease term

allegedly commenced mere days before Zeedyk recorded his mortgage, a priority

dispute emerged regarding whether the tenancy survived foreclosure, triggering

additional claims for the misappropriation of the prepaid rent.

{¶5} The scope of liability eventually expanded beyond William and his

-3- Case No. 4-25-05

corporate entity to implicate wider familial assets. Specifically, the litigation

broadened to include claims against Phillip and Doris I. Cleland, as trustee of the

Doris I. Cleland Revocable trust dated 8/10/2011 (“Doris Trust”) stemming from an

alleged default on a separate contract for the sale of the family farming operation,

5C’s Farms for $2,700,000.00. Through this claim the plaintiffs sought to hold these

additional parties jointly liable alongside the Cleland Estate for the alleged breach.

{¶6} Consequently, what began as distinct legal matters—a foreclosure on

5C’s Drying’s commercial property, a separate foreclosure on William and Rachel’s

(together, “the Clelands”) personal residence, and a lawsuit filed by the Clelands

against Zeedyk for fraud and slander of title—converged. The trial court

consolidated these three cases, necessitating the resolution of a labyrinth of cross-

claims, counterclaims, and a third-party complaint involving the priority of liens

and the validity of the underlying debts. The following procedural history details

the specific filings and judgments that resulted from this consolidation.

Procedural History

{¶7} On October 5, 2016, 5C’s Drying executed a cognovit note in the

amount of $400,000.00 payable to Zeedyk. As security for the debt, 5C’s Drying

executed a mortgage in favor of Zeedyk against real property located at 9960

Rosedale Road, Hicksville, Ohio (“the business property”). The mortgage was filed

on October 6, 2016, and recorded in Volume 399 of the Official Records at Page

-4- Case No. 4-25-05

715, in the Defiance County, Ohio Recorder’s Office.

{¶8} On April 15, 2018, Zeedyk filed a foreclosure complaint against 5C’s

Drying, the Defiance County Board of Commissioners (“the Commissioners”), the

Defiance County Treasurer (“Treasurer”), First Farmers Bank and Trust (“First

Farmers Bank”), Roger Zeedyk, Jr., Hillandale Farms Ohio, LLC (“Hillandale

Farms”), Farm to Market, the Ohio Bureau of Workers’ Compensation, the Ohio

Department of Taxation, the Ohio Department of Job and Family Services, and the

U.S. Department of the Treasury (“Department of the Treasury”). In the complaint,

Zeedyk requested judgment in the amount of $400,000.00, plus interest on the

outstanding principal balance at a rate of $55.56 per day from October 10, 2016,

along with attorney fees and costs.

{¶9} 5C’s Drying filed its answer on April 16, 2018, admitting to the

judgement in favor of Zeedyk as requested. Consequently, on that same day, the

trial court issued a judgment in favor of Zeedyk against 5C’s Drying in the amount

of $400,000.00, plus interest on the outstanding principal balance at a rate of $55.56

per day from October 10, 2016, attorney fees, and costs.1 On April 25, 2018, Zeedyk

requested that the trial court issue a certificate of judgment for a lien against the

lands and tenants of 5C’s Drying.

{¶10} On April 30, 2018, the Treasurer filed an answer requesting that a tax

1 On May 29, 2018, 5C’s Drying filed a motion for relief from judgment under Civ.R. 60(B). On June 4, 2018, the trial court stayed the execution of the judgment pending its decision on the Civ.R. 60(B) motion. -5- Case No. 4-25-05

lien be levied against the business property for unpaid property taxes, assessments,

charges, penalties, and interest for tax year 2017 in the amount of $38,188.12. That

same day, First Farmers Bank disclaimed any interest in the property and requested

to be dismissed from the case, which the trial court granted. The Commissioners

filed an answer on May 2, 2018.

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2026 Ohio 618, Counsel Stack Legal Research, https://law.counselstack.com/opinion/zeedyk-v-5cs-drying-ohioctapp-2026.