Villalobos v. Cicero School District

CourtAppellate Court of Illinois
DecidedDecember 5, 2005
Docket1-04-2411 Rel
StatusPublished

This text of Villalobos v. Cicero School District (Villalobos v. Cicero School District) is published on Counsel Stack Legal Research, covering Appellate Court of Illinois primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Villalobos v. Cicero School District, (Ill. Ct. App. 2005).

Opinion

FIRST DIVISION

December 5, 2005

No. 1-04-2411

ANTONIO VILLALOBOS, as Next Friend and )    Appeal from the

Father of Hilda Villalobos, a Minor, ) Circuit Court of

) Cook County, Illinois .

Plaintiff-Appellant, )

)

v. )    No. 01 L 4963

CICERO SCHOOL DISTRICT 99 and )

GLORIA KNOWLES, ) Honorable

)    David G. Lichtenstein,

Defendants-Appellees. ) Judge Presiding.

JUSTICE GORDON delivered the opinion of the court:

On April 7, 2001, Antonio Villalobos (Antonio), individually and as next friend and father of Hilda Villalobos (Hilda), filed a complaint against defendants Cicero School District 99 (Cicero School District) and Gloria Knowles, to recover damages for injuries sustained in an automobile collision.  Antonio's claims were dismissed because they were brought after the statute of limitations had run and are not part of this appeal.  Defendants moved for summary judgment as to Hilda's claims, alleging that Hilda's parents, Antonio and Maria, signed a document which released them from liability.  The circuit court granted defendants' motion and plaintiff appealed.  For the reasons that follow, we reverse and remand.

  1.  BACKGROUND

On May 12, 1999, a collision occurred between a vehicle driven by Antonio and a school bus driven by Knowles and owned by Cicero School District.  Hilda, who was 15 years old at the time, was a passenger in Antonio's vehicle.  She sustained lacerations to her head and face as well as a fractured collarbone.  Her lacerations required 20 staples and resulted in some scarring.

At the time of the accident, Antonio was insured by Allstate Insurance Company (Allstate) and the defendants were insured by Gallagher Basset.  Antonio's Allstate insurance policy contained a family exclusion, which meant that any claim Hilda had against him would be covered by his uninsured motorist coverage.  The two companies agreed that Antonio and Knowles were equally at fault for the accident, and Gallagher Basset therefore agreed to reimburse Allstate for 50% of any medical payments advanced and 50% of the property damage claims.  Initially after the accident, Allstate paid $4,304.10 in medical bills submitted by Hilda.

In June of 2000, Allstate adjuster Shirley Smith discovered that Hilda's claims had not been resolved.  On August 2, 2000, Smith contacted Antonio and told him that Hilda was entitled to compensation for her injuries.  Antonio informed Smith that since he and his family were leaving for Mexico in a few days he wanted to resolve the matter as quickly as possible.  Antonio and his wife Maria then described Hilda's scars to Smith over the phone.  It does not appear that Hilda's collarbone fracture was discussed at that time.  Smith informed Antonio that she would do her best to expedite the claim.  After the phone conversation, Smith estimated Hilda's claim to be worth $3,000 to $5,000, and she submitted that figure to her superiors at Allstate for authorization.

The next day, August 3, 2000, Smith called Antonio again and explained that without seeing Hilda's scars the evaluation might not be accurate.  Antonio then informed Smith that Hilda was actually already in Mexico and would not be back until June of 2001.  Smith then, apparently unaware of the tolling effect of Hilda's minority, incorrectly informed Antonio that the statute of limitations would run on any claim Hilda might have against defendants before that date.  Antonio stated that he was willing to take the risk of having an inaccurate and conservative valuation of Hilda's claim because he wanted the extra money for his daughter while she was in Mexico.  At that time, Smith made an offer of $3,000, which Antonio accepted.

On August 4, 2000, Antonio and Maria met Smith at an Allstate facility.  Smith tendered a $3,000 Allstate check to Antonio and Maria, and they signed two documents.  The first document applied specifically to Allstate and stated as follows:

"RECEIPT AND RELEASE UNDER UNINSURED MOTORIST INSURANCE –COVERAGE SS SUBROGATION AGREEMENT

1.  In consideration of the payment of One Thousand Five Hundred Dollars , ( $1,500.00 ) paid by Allstate, the receipt of which is hereby acknowledged, the undersigned hereby forever releases and discharges Allstate from any and all liability and from any and all contractual obligations whatsoever under the coverage designated above for Policy No. 062144358 issued to Antonio and Maria Villalobos as Parents and Guardians of Hilda Villalobos by Allstate, and arising out of bodily injuries sustained by Hilda Villalobos due to an accident on or about the 12th day of May , 1999 , at or near Cicero, il. "

The second document applied to the defendants:

"PARENT'S RELEASE & INDEMNITY AGREEMENT

In consideration of the payment, to the undersigned, of the sum of One Thousand Five Hundred Dollars ($1500.00) The receipt of which is hereby acknowledged, the undersigned parent (s) and guardian (s) of Hilda Villalobos , a minor, does forever release, discharge and covenant to and to hold harmless, Gloria Knowles, Cicero Public Schools, Gallagher Bassett Services, Inc. , and any other person, firm or corporation charged or chargeable with responsibility or liability, their heirs, administrators, executors, successors and assigns, from any and all claims, demands, damages, costs, expenses, loss of services, actions and causes of action, belonging to the said minor or to the undersigned arising out of any act or occurrence up to the present time, and particularly on account of all personal injury, disability, property damage, loss or damages of any kind sustained or that may hereafter be sustained by the said minor or to the undersigned, in consequence of an accident that occurred on or about the 12th of May , 1999 at or near, Cicero, Il.

* * *

To procure the payment of the sum, I/WE hereby declare: that no representations about the nature of the extent of the said injuries, disabilities or damages made by any physician, attorney or agent of any party released, nor any representations regarding the nature and extent of legal liability or financial responsibility of any of the parties released have induced ME/US to make this release and indemnity agreement."

Smith testified by way of deposition that at the August 4, 2000, meeting with Antonio and Maria, she explained the purpose and effect of the releases in detail.  She stated that she explained why there were two releases and why Allstate was having them sign a release for Gallagher Basset and defendants.  She further stated that she explained the "finality of signing" the releases and that Antonio and Maria "seemed to have a firm understanding" of the documents.

Antonio testified in his deposition with regard to his meeting with Smith and the signing of the releases as follows:

"Q.

Free access — add to your briefcase to read the full text and ask questions with AI

Related

Kingsbury v. Buckner
134 U.S. 650 (Supreme Court, 1890)
Wreglesworth v. Arctco, Inc.
738 N.E.2d 964 (Appellate Court of Illinois, 2000)
Logan County Bank v. Taylor
295 N.E.2d 743 (Appellate Court of Illinois, 1973)
Leonard C. Arnold, Ltd. v. Northern Trust Co. of Chicago
487 N.E.2d 668 (Appellate Court of Illinois, 1985)
Iverson v. Scholl, Inc.
483 N.E.2d 893 (Appellate Court of Illinois, 1985)
Terrace Co. v. Calhoun
347 N.E.2d 315 (Appellate Court of Illinois, 1976)
Shepherd v. Shepherd
97 N.E.2d 273 (Illinois Supreme Court, 1951)
Smith v. Smith
832 N.E.2d 960 (Appellate Court of Illinois, 2005)
Ott Ex Rel. Ott v. Little Co. of Mary Hospital
652 N.E.2d 1051 (Appellate Court of Illinois, 1995)
Mastroianni v. Curtis
397 N.E.2d 56 (Appellate Court of Illinois, 1979)
Pittsburg, Cincinnati, Chicago & St. Louis Ry. Co. v. Haley
48 N.E. 920 (Illinois Supreme Court, 1897)
Dixon National Bank v. Neal
125 N.E.2d 463 (Illinois Supreme Court, 1955)
Collins v. Peters Real Estate Improvement Corp.
252 Ill. App. 348 (Appellate Court of Illinois, 1929)

Cite This Page — Counsel Stack

Bluebook (online)
Villalobos v. Cicero School District, Counsel Stack Legal Research, https://law.counselstack.com/opinion/villalobos-v-cicero-school-district-illappct-2005.