Vigh v. State Farm Fire & Cas. Ins. Co.

706 So. 2d 480, 1997 WL 726396
CourtLouisiana Court of Appeal
DecidedFebruary 11, 1998
Docket97-CA-0381
StatusPublished
Cited by9 cases

This text of 706 So. 2d 480 (Vigh v. State Farm Fire & Cas. Ins. Co.) is published on Counsel Stack Legal Research, covering Louisiana Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Vigh v. State Farm Fire & Cas. Ins. Co., 706 So. 2d 480, 1997 WL 726396 (La. Ct. App. 1998).

Opinion

706 So.2d 480 (1997)

Karyn VIGH
v.
STATE FARM FIRE & CASUALTY INSURANCE COMPANY, Julia Place Ltd. Partnership, Travelers Insurance Company, and Candace Dell and CLM Enterprises, Inc., d/b/a Three D's Cafe.

No. 97-CA-0381.

Court of Appeal of Louisiana, Fourth Circuit.

November 19, 1997.
Opinion Granting Rehearing and Reversing Decision in Part February 11, 1998.

*483 Kevin O'Bryon, Guy D. Perrier, Leake & Anderson, LLP, New Orleans, for Plaintiff/Appellant.

Thomas G. Buck, Metairie, for Defendants/Appellants.

Before BYRNES, JONES and WALTZER, JJ.

JONES, Judge.

Karen Vigh filed suit against State Farm Fire and Casualty Insurance Company, insurer of Julia Place Limited Partnership, et al, for damages allegedly sustained when she slipped and fell on a step located at the entrance/exit of a restaurant owned by Julia Place Ltd. Partnership and operated by Three D's Cafe. Ms. Vigh appeals from a judgment rendered on a jury verdict awarding her $13,250 for general damages and $17,000 for medical expenses.

FACTS

On July 13, 1993, Karen Vigh drove her car and picked up a friend for lunch. They decided to eat at the Three D's Cafe, a place Ms. Vigh had eaten at once before. While they were having lunch, it began to rain. Ms. Vigh noticed that some of her co-workers, who also had lunch at the cafe, were standing in the corridor of the restaurant waiting for the rain to cease. Remembering that she had an umbrella in her car that she did not need because she drove, Ms. Vigh got up from the table and walked towards the exit of the restaurant. She intended to give the umbrella to her co-workers so they could walk back to their nearby office. Ms. Vigh pushed on the exit door, then suddenly fell to the floor, breaking her ankle. Ms. Vigh testified that the events all happened so fast that she is not exactly sure what caused her fall. However, the doorway was elevated from the ground by a narrow, four-inch step and Ms. Vigh contended in her petition that this step was an unreasonable defect in the building and caused her injury.

Ms. Vigh waited for an ambulance and was later driven to the hospital. While at the hospital a medical examination revealed that Ms. Vigh had sustained fractures to her fibula, medial malleolus and tibia. Consequently, she received surgery on the three fractures and had approximately ten screws inserted into her ankle. Her total medical expenses were approximately $16,000.

After surgery Ms. Vigh was told to refrain from putting any weight on the ankle for two months. As a result, Ms. Vigh was confined to the first floor of her home. To accommodate the injury, she had to make a bedroom out of her living room. Also, because the main shower was upstairs, Ms. Vigh had to take "birdie baths," washing herself with a washcloth and washing her hair separately in the sink. After two weeks, Ms. Vigh's sick leave "ran out" and she returned to work to avoid losing any salary. However, because of her injury she could not drive so she had to rely on others, mainly her husband, to drive her to and from work everyday. This driving arrangement lasted until December of 1993.

After the two months had passed, Ms. Vigh's cast was removed and she went to some physical therapy. She saw her doctor on December 21, 1993 and did not return again until April of 1994. After this visit Ms. Vigh did not see her doctor again until August of 1995, when she was having problems with her ankle due to her weight gain resulting from her pregnancy. Although Ms. Vigh has reached maximum medical improvement and is even able to play tennis on a regular basis, she testified that she suffers daily from stiffness in her ankle and can only exercise regularly in a limited capacity compared to her pre-injury activity level. Also, the pictures clearly show that her ankle is permanently disfigured.

DISCUSSION

In the instant case, Ms. Vigh asserted a strict liability claim against State Farm and Julia Place as insurer and owner, respectively, of the defective building. Under a theory of strict liability, Ms. Vigh alleged the tortuous responsibility of the defendants was based upon legal fault, not negligence *484 for her injuries. La.Civ.Code Art. 2317.1 states:

The owner or custodian of a thing is answerable for damage occasioned by its ruin, vice or defect, only upon showing that he knew or, in the exercise of reasonable care, should have known of the ruin, vice or defect which caused the damage, that the damage could have been prevented by the exercise of reasonable care, and that he failed to exercise such reasonable care. (Emphasis added).

Neither knowledge of the defect nor any particular act or omission by the defendants are prerequisites to a finding of liability. Loescher v. Parr, 324 So.2d 441 (La.1975). To prevail at trial, Ms. Vigh need only prove that (1) the thing which caused her injury was within the defendants' care and custody; (2) the thing had a vice or defect (i.e., that it occasioned an unreasonable risk of harm or injury); and (3) her injury was caused by the defect. Id. Once these elements are established, the owner is absolved from such liability only by showing that plaintiff's injury was caused by her own fault, by the fault of some third party or by an irresistible cause or force not usually foreseeable. Id. at 445. In other words, Ms. Vigh must prove by a preponderance of the evidence the step presented an unreasonable risk of harm, which resulted in the injury (i.e., that the step was defective).

The unreasonable risk of harm criterion is not a simple rule of law to apply. It requires a balancing of claims and interests, a weighing of the risk and the gravity of the harm, and consideration of individual and society's rights and obligations. Landry v. State, 495 So.2d 1284 (La.1986) (quoting Entrevia v. Hood, 427 So.2d 1146, 1149 (La. 1983)).

To determine whether a risk is unreasonable, the probability and magnitude of the risk must be balanced against the utility of the step. Hunt v. City Stores, 387 So.2d 585 (La.1980); Bell v. State of Louisiana, 553 So.2d 902 (La.App. 4 Cir.1989). The court cannot consider the fall itself as proof of some unreasonable defect. See Shipp v. City of Alexandria, 395 So.2d 727 (La.1981). In order to qualify as a defect, the imperfection must constitute a dangerous condition or pose an unreasonable risk of injury to a prudent person exercising ordinary care under the circumstances. Orleans Parish School Board. v. City of New Orleans, 585 So.2d 643 (La.App. 4 Cir.1991); Callender v. City of New Orleans, 524 So.2d 136 (La.App. 4 Cir.1988).

In the instant case, Ms. Vigh called an expert, Mr. Ladd P. Ehlinger, to testify that the step violated various building codes and was subject to those codes because of a renovation that occurred in the 1980's. He also testified that the issue of whether the entire building should have been "brought up to code" when the renovations were done was a discretionary decision of the building official. The defense, on cross examination of Mr. Ehlinger, introduced no evidence to support their proposition that the building was in compliance with applicable building codes.

Further, the question of a building defect is not before the Court because State Farm and Julia Place did not answer the appeal.

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Bluebook (online)
706 So. 2d 480, 1997 WL 726396, Counsel Stack Legal Research, https://law.counselstack.com/opinion/vigh-v-state-farm-fire-cas-ins-co-lactapp-1998.