Van Damme v. National Default Servicing Corporation

District Court, D. Nevada·Decided September 2, 2025·No. 2:24-cv-02376·Unknown

Opinion

* * *

ARMIN DIRK VAN DAMME, Case No. 2:24-cv-02376-RFB-EJY

Plaintiff, ORDER

v.

COMPANY, et al., Defendants.

Before the Court are an emergency motion to intervene by Wells Fargo Bank N.A., and U.S. Bank N.A. (ECF No. 4), motions to remand by Plaintiff Armin Dirk Van Damme (ECF Nos. 8, 34, 51, 89), a motion to dismiss by Defendant National Default Servicing Company (ECF No. 22), and various other pending motions. For the following reasons the Court grants the intervention of U.S. Bank and Wells Fargo (ECF No. 4), denies remand (ECF Nos. 8, 34, 51, 89), and grants the motion to dismiss (ECF No. 22). The Court denies all other pending motions as moot. I. FACTUAL AND PROCEDURAL BACKGROUND The following factual background is based on the allegations in Plaintiff’s operative Complaint, as well as judicially noticed matters of public record. The Court takes judicial notice of the property records of 2775 Twin Palms Circle, Las Vegas, Nevada 89117 (the “Property”) authenticated by the Clark County Recorder, as well as the docket and filings in other civil and bankruptcy cases brought by Plaintiff as matters of public record not subject to reasonable dispute. See Lee v. City of Los Angeles, 250 F.3d 668, 689 (9th Cir. 2001) (“[U]under Fed. R. Evid. 201, a court may take judicial notice of ‘matters of public record.’”) (citing Mack v. South Bay Beer Distrib., 798 F.2d 1279, 1282 (9th Cir. 1986)). In 2003, Mr. Van Damme and Geraldine Van Damme purchased the Property from Lysandra Abernathy. This purchase was recorded on January 6, 2004.1 The Van Damme’s secured a loan of $740,000 with a promissory note (the “Note”) and first deed of trust (the “DOT”) on the Property. These were recorded on October 5, 2004. At the outset, the DOT identified T.D. Service Company as trustee and Mortgage Electronic Registration Systems, Inc., as the beneficiary. Based on the record, the Court finds that U.S. Bank currently holds the Note and is the DOT beneficiary, Defendant National Default Servicing Company (“NDSC”) is the DOT trustee, and Wells Fargo is the loan servicer. In 2007, Mr. Van Damme defaulted on the mortgage. In October 2007, NDSC recorded a notice of default and election to sale. In 2008, NDSC rescinded that notice and later recorded another notice of default and election to sale (“NOD”). On April 25, 2008, a loan modification agreement between Wells Fargo and Mr. Van Damme was recorded. Subsequently, Mr. Van Damme failed to make a payment under the modified loan agreement and NDSC recorded another NOD. In 2009, Mr. Van Damme unsuccessfully attempted to halt the sale through Chapter 7 bankruptcy proceedings.2 In 2015, Mr. Van Damme filed a complaint against Wells Fargo and U.S. Bank alleging defective documents were recorded against the Property and that they did not have the authority to foreclose on the Property. Following removal, the Honorable Judge Gloria Navarro dismissed the case with prejudice finding that the claims were barred by the applicable statutes of limitation and lacked merit. See Van Damme v. JP Morgan Chase Bank, Inc. N.A., Case No. 2:15-cv-01951- GMN-PAL (D. Nev. Mar. 26, 2018). Following the final adjudication of the case before Judge Navarro, NDSC recorded their NOD against the Property. Mr. Van Damme and NDSC then unsuccessfully participated in foreclosure mediation. Subsequently, NDSC recorded a Notice of Trustee’s Sale and scheduled the sale to take place on July 1, 2019. Prior to the sale, Mr. Van Damme filed a voluntary Chapter

1 The initial conveyance was recorded as from Abernathy to Mr. Van Damme only. However, a conveyance from Mr. Van Damme to both Mr. Van Damme and Geraldine Van Damme was recorded on October 5, 2004. 2 See In re Van Damme, Case No. 09-41722 LT 7 2009 Bankr. LEXIS 3595. 13 bankruptcy petition in the District of Nevada.3 Wells Fargo and U.S. Bank filed a proof of claim based on the unsatisfied mortgage which Mr. Van Damme objected to. Ultimately, the parties stipulated to Mr. Van Damme’s withdrawal of his objection. In May 2021, Mr. Van Damme filed an adversary proceeding in bankruptcy court alleging inter alia that Wells Fargo engaged in fraud when entering the loan modification agreement.4 The bankruptcy court held that Mr. Van Damme’s claims failed on their merits, were time-barred, and were barred by issue and claim preclusion. The dismissal was affirmed on appeal to the Bankruptcy Appellate Panel and Ninth Circuit Court of Appeals.5 In 2022, following their separation, Mr. Van Damme and Geraldine Van Damme conveyed the Property to Geraldine Van Damme alone, which was recorded on August 22, 2022. On April 11, 2024, NDSC recorded another DOT. Following an unsuccessful foreclosure mediation, a notice of trustee sale was recorded on December 23, 2024. On June 24, 2024, Mr. Van Damme filed a complaint against U.S. Bank in Nevada state court (“First 2024 Action”). On July 17, 2024, NDSC recorded a foreclosure mediation certificate. Following removal, the Honorable Judge Jennifer Dorsey granted U.S. Bank’s dismissal of the action with prejudice. The Court found that dismissal was appropriate because all of Mr. Van Damme’s claims failed due to a combination of preclusion principles, time bars, or failure to state a valid claim. See Armin Van Damme v. U.S. Bank N.A., Case No. 2:24-cv-01287-JAD-BNW (D. Nev. Sep. 19, 2024). On January 21, 2025, Mr. Van Damme filed a petition for Chapter 11 bankruptcy, and the foreclosure sale was postponed. In re Armin Dirk Van Damme, Case No. BK-25-10329-MKN (D. Nev.). The bankruptcy court found that Mr. Van Damme filed for bankruptcy in bad faith and exercised the court’s discretion to bar any further bankruptcy filings submitted by Mr. Van Damme for two years. Additionally, the bankruptcy court found that Mr. Van Damme had not held an

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