United States v. Qinbin Chen

Court of Appeals for the Fourth Circuit·Decided July 21, 2026·No. 24-4563·Unpublished

Opinion

UNPUBLISHED

UNITED STATES COURT OF APPEALS FOR THE FOURTH CIRCUIT

No. 24-4563

UNITED STATES OF AMERICA, Plaintiff - Appellee,

v. QINBIN CHEN, a/k/a Ben Chen, Defendant - Appellant.

Appeal from the United States District Court for the Eastern District of Virginia, at Alexandria. Rossie David Alston, Jr., District Judge. (1:22-cr-00216-RDA-1)

Argued: March 20, 2026 Decided: July 21, 2026

Before NIEMEYER, THACKER, and HARRIS, Circuit Judges.

Affirmed in part, reversed in part, vacated in part, and remanded by unpublished opinion. Judge Harris wrote the opinion, in which Judge Niemeyer and Judge Thacker joined.

ARGUED: Cary Steven Greenberg, GREENBERG COSTLE, PC, Tysons Corner, Virginia, for Appellant. Zachary H. Ray, OFFICE OF THE UNITED STATES ATTORNEY, Alexandria, Virginia, for Appellee. ON BRIEF: Lindsey Halligan, United States Attorney, OFFICE OF THE UNITED STATES ATTORNEY, Alexandria, Virginia, for Appellee.

Unpublished opinions are not binding precedent in this circuit.

PAMELA HARRIS, Circuit Judge:

A jury convicted Qinbin Chen of multiple charges arising from an international fraud scheme involving gift and debit cards. On appeal, Chen raises numerous challenges to his convictions and to a forfeiture imposed as part of his sentence.

We affirm in large part, finding no reversible error regarding most of Chen’s convictions. We do, however, reverse Chen’s convictions for international money laundering, because the government did not present sufficient evidence that Chen used laundered funds to finance his unlawful activity. And having reversed those convictions, we vacate Chen’s sentence and remand for resentencing.

I.

A.

The criminal case against Chen stems from his role in an international fraud scheme that functioned as follows: First, unidentified fraudsters abroad – for Chen’s purposes, his “suppliers” – made contact with victims in the United States and, through deception, persuaded them to buy Walmart gift cards, often in amounts of thousands of dollars, and then send the suppliers the redemption codes on the backs of those cards. 1 Almost immediately, the suppliers turned around and sold those redemption codes, which could be used to redeem the cards at Walmart stores, to online middlemen at a fraction of their face value.

We refer to facts drawn from the trial record, viewed in the light most favorable to

1

the government. See United States v. Dennis, 19 F.4th 656, 660 (4th Cir. 2021).

Chen was one of these middlemen. His role in the scheme was to purchase the gift-

card redemption codes online and then have them redeemed at Walmart stores. To do this, Chen hired runners, who sat in Walmart parking lots awaiting his instructions. Within minutes of acquiring a redemption code, Chen would direct a runner to immediately enter the store, redeem the Walmart gift card, and use the funds to purchase brand-name gift cards for retailers like Apple and Nintendo. And finally, Chen turned a profit by selling those brand-name gift cards to buyers abroad, often in bulk, at a price higher than the one he had paid his supplier for the Walmart redemption code.

Chen’s role was critical to the success of the scheme, and speed was of the essence.

There was always the risk that a victim would realize he or she had been scammed and call Walmart, which could cancel the victim’s gift card and refund the purchase price. But once a runner redeemed the Walmart gift card and put the proceeds into branded gift cards, it was too late; Walmart could not deactivate or otherwise control the branded cards sold at its stores. So Chen ordered his runners to move quickly: enter Walmart immediately upon receiving his call, avoid interactions with Walmart employees, keep a low profile, and redeem the cards as soon as possible. Even that was not always enough; on occasion, a runner would try to redeem a Walmart gift card and find that its value had already been cancelled.

Chen did not limit himself to Walmart gift cards. At times, he also acquired people’s debit card information from a specific supplier. In one instance charged in this case, Chen obtained a woman’s debit card information and tried, unsuccessfully, to use it to purchase tires for himself.

B.

For his role in the scheme, Chen was indicted by a federal grand jury in the Eastern District of Virginia on multiple charges: one count of conspiracy to commit unauthorized access device fraud, see 18 U.S.C. § 1029(b)(2); three counts of unauthorized access device fraud, see id. § 1029(a)(2); one count of aggravated identity theft, see id. § 1028A; one count of conspiracy to commit money laundering, see id. § 1956(h); and two counts of international promotion money laundering, see id. § 1956(a)(2)(A). During a four-day jury trial, the government presented testimony from victims of Chen’s suppliers, from Chen’s runners, and from a Walmart investigator, among other witnesses. The government also introduced logs of messages between Chen and his suppliers and Chen and his buyers, to establish Chen’s knowledge of the unlawful nature of the scheme. And the government put into evidence bank statements from Chen’s United States bank accounts, documenting payments from Chen’s overseas buyers into those accounts.

At the end of the government’s case-in-chief, Chen moved under Rule 29 for a judgment of acquittal. See Fed. R. Crim. P. 29. The jury then convicted Chen of all charged offenses, and the district court denied Chen’s motion. J.A. 1647. Chen subsequently renewed his motion, and, in the alternative, moved under Rule 33 for a new trial. See Fed. R. Crim. P. 33. The district court denied this motion as well. In its view, there was sufficient evidence to support each of Chen’s convictions, and Chen’s other arguments for a new trial, focused on the instructions given to the jury, were meritless because Chen invited the errors he complained of. J.A. 1682–85.

The district court sentenced Chen to a total of 84 months’ imprisonment and three years of supervised release. The court also ordered Chen to pay $45,368.19 in restitution and $800 in statutory assessments. And finally, after Chen’s sentencing, the court ordered the forfeiture of two of Chen’s bank accounts. Chen contested that forfeiture before the district court, arguing that by adjudicating the forfeiture issue after his sentencing, the court failed to follow the procedures set out in Rule 32.2, governing criminal forfeiture. See Fed. R. Crim. P. 32.2. The district court rejected this argument, and the forfeited bank accounts were used to satisfy Chen’s financial obligations.

This timely appeal followed.

II.

Chen challenges his convictions on multiple grounds, focusing primarily on the sufficiency of the evidence that he committed the charged crimes and the instructions given to the jury. In general, we review the denial of a Rule 29 motion for judgment of acquittal de novo and the denial of a Rule 33 motion for a new trial for abuse of discretion. United States v. Smith, 451 F.3d 209, 216 (4th Cir. 2006). And “[a] defendant challenging the sufficiency of the evidence,” as Chen does here, “faces a heavy burden.” United States v. Foster, 507 F.3d 233, 245 (4th Cir. 2007), abrogated on other grounds by United States v. Banks, 29 F.4th 168 (4th Cir. 2022). In assessing the sufficiency of the evidence, we must view all facts and inferences in the light most favorable to the government. Id. Chen can only prevail on his sufficiency challenges if no “reasonable finder of fact could accept [the

evidence] as adequate and sufficient to support a conclusion of [his] guilt beyond a reasonable doubt.” Id.

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