United States v. Approx. $325,690.00

District Court, E.D. California·Decided August 11, 2025·No. 2:24-cv-00381·Unknown

Opinion

Plaintiff, No. 2:24-cv-00381-TLN-JDP v. APPROXIMATELY $325,690.00 SEIZED Defendant.

This matter is before the Court on Claimant JVA Building LLC’s (“Claimant”) Motion to Dismiss (ECF No. 12) and the Government’s Motion to Strike (ECF No. 20.) The Government’s Motion to Strike is fully briefed, and the Government submitted three responses to Claimant’s Motion to Dismiss.1 (ECF Nos. 21, 22, 24, 25, 26.) For the reasons set forth below, the Government’s Motion to Strike is DENIED and Claimant’s Motion to Dismiss is DENIED. /// /// /// /// /// 1 Claimant did not object to the Government’s filing of three responses. Accordingly, the Court will, in its own discretion, consider the arguments raised in each response. I. FACTUAL AND PROCEDURAL BACKGROUND2 The instant action is an in rem civil action filed by the Government, seeking to forfeit to the United States approximately $325,690.00 seized from Bank of America account number 898144223269 involved in alleged violations of wire fraud. (See ECF No. 1.) On August 25, 2023, an individual known as C.H. and her son visited the Sacramento FBI office to report C.H. had been defrauded out of $1,057,653.16 by an individual imitating her real estate agent, S.S. (Id. at 2.) C.H. was in the process of buying a new home in San Diego, California, and Pacific Marine Escrow was handling all aspects of the sale. (Id.) On August 21, 2023, C.H. received an email from S.S., stating the escrow wiring instructions to complete the purchase had changed due to their bank account undergoing an audit. (Id.) The email included an attachment that indicated the funds to purchase the home should now be sent to Evolve Bank & Trust, account name Cf Napa, LLC. (Id.) The attachment contained Pacific Marine Escrow’s emblem and D.B.A. CF NAPA, LLC (in a different font from the emblem) listed beside it. (Id.) C.H. had already gone in person to Charles Schwab to fill out the wire information to send money to City National Bank, account name Pacific Marine Escrow, Inc. (Id.) Upon receiving the new, fraudulent information, C.H. went back to Charles Schwab and revised the wiring instructions to reflect payment to CF Napa, LLC. (Id.) On August 22, 2023, C.H. sent a wire in the amount of $1,057,653.16 to CF Napa LLC, at Evolve Bank & Trust. (Id.) On August 23, 2023, C.H. received another email from S.S. that included a forwarded email from J.K., an escrow assistant at Pacific Marine Escrow, stating that the buyer’s funds were pending on their end and should be deposited in full by the next morning. (Id.) The email from J.K. to S.S., then forwarded to C.H., was allegedly fraudulent and intended to continue the ruse and delay law enforcement. (Id.) J.K. told the FBI she began to get worried on August 24, 2023, when C.H.’s funds had not yet arrived in escrow. (Id. at 2–3.) J.K. facilitated a phone call between C.H. and B.H., a financial consultant at Charles Schwab, and read them the wiring instructions used to close the 2 The instant factual background is taken largely verbatim from the Government’s Complaint. (ECF No. 1.) transaction. (Id. at 3.) The review of the wiring instructions among the group exposed the two different wiring instructions and, ultimately, the fraud committed against C.H. (Id.) C.H. then contacted S.S., who said she had not sent the August 21 and August 23 emails and told C.H. she believed her email address had been compromised (and going forward, she was going to use a different email address that identified her real estate brokerage company). (Id.) After C.H. and her son filed a walk-in complaint with the Sacramento FBI office on August 25, 2023, the FBI proceeded to coordinate with the banking institution that received the wired funds — Evolve Bank & Trust. (Id.) According to Evolve Bank & Trust, after they received the approximately $1 million wire transfer, the account holder immediately moved $440,000 to a JP Morgan Chase account held by Puentex Strategy Solutions LLC (“Puentex”). (Id.) Evolve Bank & Trust quickly learned of the fraudulent activity and froze and returned the remaining funds ($617,595) to C.H. without further dissipation. (Id.) Prior to the deposit of over $1 million into the Evolve Bank & Trust account, the account had a zero balance. (Id.) The FBI contacted JP Morgan Chase, who confirmed a $440,000 wire sent from Evolve Bank & Trust to Puentex. (Id.) Once at JP Morgan Chase, the funds were immediately depleted with two domestic wires to Bank of America account ending in -3269 ($280,000 and $67,375) and eight wires to international banks based in Hong Kong, Taiwan, and Shanghai on August 24, 2023. (Id.) Bank of America confirmed two wires had been received into the account ending in - 3269 from Puentex (in amounts of $280,000 and $67,375). (Id.) Prior to the deposit of these two wires, the account held approximately $30,500. (Id.) On September 28, 2023, the FBI obtained a federal seizure warrant for Bank of America account ending in -3269. (Id. at 4.) Law enforcement executed the seizure warrant, seizing the remaining balance of approximately $325,690.000—the defendant funds. (Id.) On January 31, 2024, the Government filed the instant verified Complaint for forfeiture in rem. (See id.) The Government sets forth a single claim under 18 U.S.C. § 981(a)(1)(C), alleging the defendant funds were derived from proceeds traceable to an offense constituting a “specified unlawful activity” as defined in 18 U.S.C. § 1956(c)(7) and are therefore subject to forfeiture pursuant to 18 U.S.C. § 981(a)(1)(C). (Id. at 4.) On July 1, 2024, Claimant filed the instant motion to dismiss the Complaint. (ECF No. 12.) On August 14, 2024, the Government filed the instant motion to strike Claimant’s claim. (ECF No. 20.) The Court will address each of the following motions in turn. A. Standard of Law A claimant must establish both statutory and Article III standing to contest a forfeiture. United States v. $295,726.42 in Account Funds Seized, 279 F. Supp. 3d 1050, 1053 (C.D. Cal. 2018); see also United States v. Real Property Located at 17 Coon Creek Rd., Hawkins Bar California, Trinity Cty. (17 Coon Creek Rd.), 787 F.3d 968, 973–74 (9th Cir. 2015) (noting statutory standing is established through compliance with Supplemental Rule G). The threshold function of the burden to establish Article III standing is to ensure the Government “is put to its proof only where someone acting with a legitimate interest contests the forfeiture” and therefore a claimant must “demonstrate that he has a sufficient interest in the property to create a case or controversy.” United States v. $41,475.00 in U.S. Currency, No. CV 15-006960-R(SHSX), 2016 WL 337380, at *1 (C.D. Cal. Jan. 6, 2016); United States v. Real Property Located at 5208 Los Franciscos Way, 385 F.3d 1187, 1191 (9th Cir. 2004). Supplemental Rule G governs forfeiture actions in rem arising from a federal statute. Fed. R. Civ. P. Supp. R. G. Under this rule, the Government may move to strike a claim at any time before trial for: (1) failure to comply with Rule G(5) or (6); or (2) because the claimant lacks standing. Fed. R. Civ. P. Supp. G(8)(c)(i). Rule G(5) provides a claimant must serve and file an answer to the complaint or a motion under Rule 12 within 21 days after filing the claim. Fed. R. Civ. P. Supp. G(5)(b). Further, Rule G(6) provides the Government may “serve special interrogatories limited to the claimant’s ability and relationship to the defendant

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United States v. Approx. $325,690.00, (E.D. Cal. 2025).

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