United States v. Angela Chew

Court of Appeals for the Eleventh Circuit·Decided July 27, 2026·No. 25-10559·Unpublished

Opinion

USCA11 Case: 25-10559 Document: 40-1 Date Filed: 07/27/2026 Page: 1 of 25

NOT FOR PUBLICATION

In the United States Court of Appeals For the Eleventh Circuit ____________________ No. 25-10559 Non-Argument Calendar ____________________

UNITED STATES OF AMERICA, Plaintiff-Appellee, versus

ANGELA CHEW, Defendant-Appellant. ____________________ Appeal from the United States District Court for the Middle District of Florida D.C. Docket No. 6:23-cr-00214-GAP-RMN-1 ____________________

Before NEWSOM, BRASHER, and HULL, Circuit Judges. PER CURIAM: After a jury trial, Angela Chew appeals her convictions for conspiracy to bribe a public official and commit wire fraud, bribery of a public official, and wire fraud. Chew worked as a loan USCA11 Case: 25-10559 Document: 40-1 Date Filed: 07/27/2026 Page: 2 of 25

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specialist at the United States Small Business Administration (“SBA”), where she illicitly collected fees in exchange for helping ineligible business owners fraudulently obtain Economic Injury Disaster Loans (“EIDLs”) during the COVID-19 pandemic. On appeal, Chew argues that the district court (1) abused its discretion in denying her third motion for a continuance of trial; (2) erred in denying her motion for a judgment of acquittal; and (3) plainly erred in instructing the jury that a person holding her position at the SBA was a public official. After careful review, we affirm Chew’s convictions. I. BACKGROUND A. The Indictment On November 8, 2023, a federal grand jury returned an indictment alleging that Chew (1) worked for the SBA as a loan specialist; (2) was an employee of the United States government and public official under the meaning of 18 U.S.C. § 201(a)(1); and (3) used her loan specialist position to help ineligible business owners fraudulently obtain EIDLs during the COVID-19 pandemic, collecting fees in exchange. The indictment charged Chew with one count of conspiracy to bribe a public official and commit wire fraud, in violation of 18 U.S.C. § 371 (“Count 1”); three counts of bribery of a public official, in violation of 18 U.S.C. §§ 201(b)(2)(B) (“Counts 2-4”); and seven counts of wire fraud, in violation of 18 U.S.C. § 1343 (“Counts 5-11”). USCA11 Case: 25-10559 Document: 40-1 Date Filed: 07/27/2026 Page: 3 of 25

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B. Chew’s Motions to Continue At the November 13, 2023 arraignment of Chew, a magistrate judge appointed a federal public defender to represent Chew. On November 27, private defense attorney Peter Strianse moved to appear pro hac vice to represent Chew, and the magistrate judge granted the motion. Chew’s appointed counsel then moved to withdraw, which the magistrate judge granted. On December 13, Chew, through her counsel, orally moved for a continuance, and the magistrate judge granted her motion. The district court initially scheduled the trial for June 24, 2024, but later rescheduled it to July 29. On May 23, 2024, Chew, again through her counsel, filed her second unopposed motion to continue her trial, which was scheduled for July 29. She explained that her counsel had two criminal trials in Tennessee, on July 8 and 15. Chew requested a continuance due to the large amount of discovery in her case and stated that the two preceding trials negatively impacted her counsel’s ability to adequately prepare for her trial. The motion was unopposed by the government. The district court granted the motion, continuing Chew’s trial until September 16, 2024, after finding that a continuance best served the ends of justice. In its order, the district court stated that “[n]o further continuances will be granted absent compelling circumstances.” On August 9, 2024, Chew, through her counsel, filed a third motion for a continuance of her trial, as her counsel now had a USCA11 Case: 25-10559 Document: 40-1 Date Filed: 07/27/2026 Page: 4 of 25

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Tennessee state criminal trial on August 12 and a federal criminal trial on August 20. Chew argued that her case’s complexity and over 46,000 pages of discovery constituted a compelling purpose that warranted a continuance request. To that end, Chew stated that she required more time to review discovery, which included allegedly manipulated loans, law enforcement reports, and data extractions from the co-conspirators’ devices. The government opposed the motion. The district court denied Chew’s motion for a third continuance. It stated that Chew was already granted two continuances—the second of which was to accommodate counsel’s trial schedule, and it had required Chew to show compelling circumstances for a third continuance. The district court further stated that Chew’s motion for a third continuance was “based on the same scheduling difficulties [Chew’s counsel] has expressed since his initial appearance.” It noted that Chew’s counsel did not cite a conflict with the September 16 trial date but rather stated that his trial schedule made it difficult to prepare for Chew’s trial. The district court then stated that counsel’s nine months representing Chew afforded him “ample time” to review discovery, finding that Chew did not present a compelling reason for a third continuance and that the interests of justice did not warrant further delay. II. TRIAL EVIDENCE The trial began on September 16, 2024. USCA11 Case: 25-10559 Document: 40-1 Date Filed: 07/27/2026 Page: 5 of 25

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A. Nora Hobbie On the first day of trial, the government presented the following testimony from Nora Hobbie, an SBA attorney advisor. Chew was hired in May 2020 as a loan specialist and was considered an employee of the SBA.1 Loan specialists, along with loan officers, were typically the first SBA employees to review an application for an EIDL during the COVID-19 pandemic. Specialists “were responsible for reviewing the application, obtaining additional information, if any was needed from the applicant, and ultimately making a recommendation for approval or decline.” In recommending approval, loan specialists represented to the loan’s obligor that the approval was done after a review of the application pursuant to SBA policies and procedures. Although a loan specialist recommended approval for loans, at least one senior person (usually a team lead) reviewed those recommendations. This meant that the loans recommended for approval by Chew were approved and obligated by other SBA employees. That said, the reviews of Chew’s recommendations were not comprehensive. While team leads held ultimate approval

1 At trial, the government introduced Chew’s official employment record at

the SBA, which specifically showed that Chew was a temporary employee in the Office of Disaster Assistance. At the time, the SBA hired “a large number of temporary employees” due to the high volume of applications for EIDLs. These temporary employees were allowed to work from home. USCA11 Case: 25-10559 Document: 40-1 Date Filed: 07/27/2026 Page: 6 of 25

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over the loan, they did not fully review work done by the loan specialist but, rather, looked it over for any issues.

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