Tolbert v. Ryder

345 So. 2d 548
CourtLouisiana Court of Appeal
DecidedApril 13, 1977
Docket5904
StatusPublished
Cited by9 cases

This text of 345 So. 2d 548 (Tolbert v. Ryder) is published on Counsel Stack Legal Research, covering Louisiana Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Tolbert v. Ryder, 345 So. 2d 548 (La. Ct. App. 1977).

Opinion

345 So.2d 548 (1977)

Elsie Woodard TOLBERT et al., Appellants-Appellees,
v.
Firal RYDER et al., Appellants-Appellees.

No. 5904.

Court of Appeal of Louisiana, Third Circuit.

April 13, 1977.
Rehearing Denied May 10, 1977.

*549 Mayer, Smith & Roberts by Alex F. Smith, Jr., Shreveport, for Continental Casualty.

Gold, Hall, Hammill & Little by Henry B. Bruser, III, Alexandria, for plaintiffs-appellants.

John J. McKeithen, Columbia, Watson, Murchison, Crews & Arthur by William P. Crews, Jr., Natchitoches, for Dept. of Public Safety.

Jack O. Brittain and Sam J. Friedman, Natchitoches, for Great American Ins. Co.

Cook, Clark, Egan, Yancey & King by Steven H. Beadles, Shreveport, for Northern Ins. Co. of America.

John Madison, Jr., Shreveport, for Dr. W. L. Ryder.

Before HOOD, FORET, and HEARD, JJ.

FORET, Judge.

At approximately 12:10 A.M. on November 26, 1974, a tractor-trailer owned by J. E. *550 Fowler Petroleum Products, Inc. being driven by Floyd H. Tolbert struck a black angus cow on Louisiana Highway 1 some twelve miles south of Natchitoches, Louisiana. The tractor-trailer unit jack-knifed and left the highway where it turned over, spilling the trailer content (oil) onto the roadway and east shoulder. The driver, Floyd Tolbert, was pinned in the tractor cab and killed. These consolidated cases are tort actions wherein the plaintiffs are seeking to recover damages resulting from the aforesaid accident.

In the suit entitled "Elsie Woodard Tolbert, et al v. Firal Ryder, et al," Court of Appeal Number 5904, the plaintiffs are Elsie Woodard Tolbert, the widow of the decedent, Floyd H. Tolbert, and Frank Tolbert, a 25-year-old married son of the decedent.

In the case entitled J. E. Fowler Petroleum Products, Inc. v. Great American Insurance Company, et al., La.App., 345 So.2d 555, the plaintiff sues to recover damages to its tractor-trailer unit and for the value of the oil which was contained in the trailer.

In both cases the plaintiffs filed suit against Firal Ryder, W. L. Ryder, and a partnership of Firal Ryder and W. L. Ryder, contending that the cow on the highway was owned by the partnership which was guilty of negligence in allowing the cow to be on the highway; and as a result, the individuals in the partnership were responsible in damages. Also made defendants were Great American Insurance Company, which had issued a policy of liability insurance to Firal Ryder with limits of $50,000.00, and Continental Casualty Company, which had issued an excess liability policy to Firal Ryder with limits in excess of the amount sued for in this litigation. Also made a party defendant was the State of Louisiana, through the Department of Public Safety, its liability being based on the allegation of fault and on the violation of a statutory duty on the part of the Louisiana State Police in failing to remove the cow from the highway prior to the accident.

In the Tolbert case, there was an intervention filed by Northern Assurance Company of America, which was the workmen's compensation insurer of J. E. Fowler Petroleum Products, Inc., and which was paying benefits to Tolbert's widow under the Louisiana Workmen's Compensation Act.

Great American Insurance Company filed a pleading entitled "Exception, Petition for Declaratory Judgment, and Motion for Summary Judgment" in each case. The basis of this pleading, considered as a motion for summary judgment, was the proposition that Great American Insurance Company did not afford any coverage to Firal Ryder for liability in this litigation because of Great American's contention that the farm property from whence the cow allegedly came was not included in Great American's policy when it was written, and nor was the property acquired by Firal Ryder after the effective date of the policy. The trial judge denied the motion for summary judgment.

FINDINGS OF THE TRIAL COURT

For reasons set forth in a written opinion, the trial court found that Great American Insurance Company, indeed, did not afford coverage to Firal Ryder, and that the responsible defendants were Firal Ryder, W. L. Ryder, and Continental Casualty Company, the latter being the insurer of Firal L. Ryder. The Court further held that W. L. Ryder was entitled to indemnity from Firal Ryder and his insurer, Continental Casualty.

The trial court awarded Elsie W. Tolbert judgment in the amount of $199,389.69, and the surviving son, Frank Tolbert, was awarded the amount of $22,500.00. The judgment was appropriately worded to reimburse the intervening workmen's compensation insurer, Northern Assurance Company of America.

The first $5,000.00 of the award was to be made against Firal Ryder, individually, in that Great American Insurance Company was found not to be the primary insurer.

The trial court further awarded judgment in favor of J. E. Fowler Petroleum Products, Inc. in the amount of $12,300.01 *551 against those same defendants, but again granting a judgment to W. L. Ryder over and against Firal L. Ryder and Continental Casualty Company for indemnity in the full amount of W. L. Ryder's liability to the plaintiffs in both cases.

All other original and incidental demands against Great American and the State of Louisiana, through the Department of Public Safety, Division of State Police, and all other incidental demands, were dismissed by virtue of the trial court having found that Great American did not afford coverage, and that there was no negligence or fault on the part of the Louisiana State Police in the causation of the accident.

Following the rendition of the judgment, Firal Ryder and Continental Casualty filed a motion for a limited new trial on the basis that the trial court had erroneously held that the motion for summary judgment involving Great American had been referred to the merits when in truth and in fact it had been overruled. The pleading further asserted that subsequent to the overruling or denial of the motion for summary judgment by the trial court on September 15, 1975, Great American Insurance Company waived its policy defense; advised its insured, Firal Ryder, of this in writing; made its policy limits available for settlement; and took over the defense of Firal Ryder in the ensuing litigation. The trial court granted the motion and reopened the case for the taking of additional evidence. After hearing the evidence the court held that the judgments as originally granted were correct.

Plaintiffs have appealed the trial court's judgment dismissing plaintiff's petition against Great American and the State of Louisiana, and additionally seek an increase in the award in favor of Elsie Woodard Tolbert to $327,317.37. Defendants, Continental Casualty Company and Firal Ryder, have appealed suspensively and devolutively.

As pointed out in a brief filed in this Court on behalf of defendant-appellee W. L. Ryder, none of the parties litigant contend or even intimate that the trial court's judgment was in error where it held that W. L. Ryder was entitled to indemnification from Firal Ryder and his insurer for any amounts for which he (W. L. Ryder) was cast in judgment. Therefore we need not consider this issue on appeal.

In reviewing all the briefs filed by counsel in this Court for appellate purposes, we find that no issue is made of the negligence of Firal Ryder. We quote from a portion of the trial court's excellent reasons for judgment, on that particular point:

"Both Firal Ryder and W. L.

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Bluebook (online)
345 So. 2d 548, Counsel Stack Legal Research, https://law.counselstack.com/opinion/tolbert-v-ryder-lactapp-1977.