Tiamson v. Equifax, Inc

CourtDistrict Court, N.D. California
DecidedJuly 14, 2020
Docket5:19-cv-08430
StatusUnknown

This text of Tiamson v. Equifax, Inc (Tiamson v. Equifax, Inc) is published on Counsel Stack Legal Research, covering District Court, N.D. California primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Tiamson v. Equifax, Inc, (N.D. Cal. 2020).

Opinion

8 UNITED STATES DISTRICT COURT

9 NORTHERN DISTRICT OF CALIFORNIA 10 SAN JOSE DIVISION 11

12 CARLTON SALVATIERRA TIAMSON, ORDER GRANTING DEFENDANT’S MOTIONS TO DISMISS WITH 13 Plaintiff, PREJUDICE v. 14 Case No. 19-CV-08430-LHK 15 EQUIFAX, INC., Dkt. No. 37

16 Defendant. 17 THIEN HUONG DAO NGUYEN, Case No. 20-CV-00795-LHK 18

Dkt. No. 20 19 Plaintiff, v. 20 EQUIFAX, INC., 21 Defendant. 22

23 On December 27, 2019, Plaintiff Carlton Salvatierra Tiamson (“Tiamson”), proceeding pro 24 se, filed a complaint against Defendant Equifax, Inc. (“Equifax”) regarding a data breach 25 announced by Equifax in September 2017. Case No. 19-CV-08430-LHK (“Tiamson”), ECF No. 26 27 1 1 1.1 Tiamson filed an amended complaint on January 17, 2020. ECF No. 9 (“Am. Compl.”). 2 Equifax moved to dismiss Tiamson’s amended complaint on February 19, 2020. ECF No. 15 3 (“MTD”). Tiamson filed an opposition on March 4, 2020. ECF No. 21 (“Opp’n”). Equifax filed 4 a reply on March 11, 2020. ECF No. 22 (“Reply”). 5 On February 3, 2020, Plaintiff Thien Huong Dao Nguyen (“Nguyen”), proceeding pro se, 6 filed a complaint against Equifax regarding Equifax’s September 2017 data breach. Case No. 20- 7 CV-00795-LHK (“Nguyen”), ECF No. 1. Equifax moved to dismiss Nguyen’s complaint on 8 February 28, 2020. Nguyen, ECF No. 9. Nguyen filed an opposition on March 12, 2020. 9 Nguyen, ECF No. 15. Equifax filed a reply on March 19, 2020. Nguyen, ECF No. 16. 10 On March 23, 2020, the Court consolidated the two cases. ECF No. 26. Before the Court 11 are Equifax’s motions to dismiss Tiamson’s amended complaint and Nguyen’s complaint. 12 Because both Plaintiffs’ complaints are substantively identical, the Court addresses Equifax’s 13 motions to dismiss together. Having considered the submissions of the parties, the relevant law, 14 and the record in both cases, the Court GRANTS Equifax’s motions to dismiss with prejudice. 15 I. FACTUAL BACKGROUND 16 A. Tiamson Lawsuit 17 Plaintiff Carlton Salvatierra Tiamson is a citizen of California and resides in San Jose, 18 California. See Am. Compl. at 1. Equifax is a Georgia corporation headquartered in Atlanta, 19 Georgia. See ECF No. 15 at 1. 20 On November 2, 2019, Tiamson sent by certified mail a letter to Equifax that alleged that 21 Tiamson was “personally, financially, socially, and economically injured” as a “victim of the 22 fraudulent data breach” that occurred at Equifax and was reported in September, 2017.” Am. 23 Compl., Ex. 1 (“Tiamson Letter”) at 1. In this letter, Tiamson asked Equifax to provide: “proofs 24 of claim” on, inter alia, the following issues: (1) that, in September 2017, Equifax did not report 25

26 1 Because the facts and pleadings in both Tiamson and Nguyen are nearly identical, the Court’s discussion will focus on the lead case, Tiamson, unless otherwise noted. Similarly, all citations to 27 the docket will refer to the Tiamson docket, Case No. 19-CV-08430-LHK, unless otherwise noted. 2 1 the data breach; (2) that Equifax did not know of the data breach for six months before announcing 2 it; (3) that Equifax did not intentionally try to cover up the data breach; (4) that Equifax protected 3 Tiamson’s personal data and did not allow it to be stolen; and (5) that Equifax is not liable for 4 Tiamson’s damages. See id. at 1–2. Tiamson requested that Equifax respond within ten days. Id. 5 at 2. Tiamson concluded his letter by stating that a “non-response” or a “failure to provide Proof 6 of Claim” constitutes a legal agreement that equates to “commercial acquiescence to the terms 7 outlined by the undersigned in a final Affidavit and Notice of Default.” Id. Equifax did not 8 respond to Tiamson’s letter. ECF No. 15 at 5. 9 On November 18, 2019, Tiamson mailed a “Notice of Fault and Opportunity to Cure and 10 Contest Acceptance,” which informed Equifax that Equifax was “in fault” and had thus “stipulated 11 to the terms of the undersigned’s dated presentment through [its] dishonor.” Am. Compl., Ex. 1 at 12 9. 13 On December 2, 2019, Tiamson then mailed an “Affidavit and Notice of Default” to 14 Equifax, which informed Equifax once more that Equifax had “willingly, knowingly, 15 intentionally, or voluntarily agreed and acquiesced through its non-response” to the allegations 16 included in Tiamson’s original letter and reiterated in this “Affidavit and Notice of Default.” Id. at 17 16–17. 18 On December 27, 2019, Tiamson filed a complaint in federal court. ECF No. 1. In his 19 complaint, Tiamson alleges that Equifax “willingly, knowingly, intentionally, or voluntarily 20 agreed and acquiesced through its non-response to the facts stated in the Conditional 21 Acceptance/Affidavits sent” and is thus “in default under contract.” Id. at 4. 22 B. Nguyen Lawsuit 23 Plaintiff Thien Huong Dao Nguyen (“Nguyen”) is a citizen of California and resides in San 24 Jose, California. Nguyen, ECF No. 1. On December 3, 2019, Nguyen sent by certified mail a 25 letter to Equifax that was nearly identical to Tiamson’s November 2, 2019 letter to Equifax. 26 Nguyen, ECF No. 1, Ex. 1 (“Nguyen Letter”) at 1. The only difference between the letters is that 27 3 1 Tiamson claims damages of $10,000,000, whereas Nguyen claims damages of $75,000,000. 2 Compare Tiamson Letter at 2, with Nguyen Letter at 2. Equifax did not respond to Nguyen’s 3 letter. Nguyen, ECF No. 9 at 5. 4 On January 4, 2020, Nguyen mailed a “Notice of Fault and Opportunity to Cure and 5 Contest Acceptance,” which informed Equifax that Equifax was “in fault” and had thus “stipulated 6 to the terms of the undersigned’s dated presentment through [its] dishonor.” ECF No. 1, Ex. 2 at 7 1. 8 On January 20, 2020, Nguyen then mailed an “Affidavit and Notice of Default” to Equifax, 9 which informed Equifax once more that Equifax had “willingly, knowingly, intentionally, or 10 voluntarily agreed and acquiesced through its non-response” to the allegations included in 11 Nguyen’s original letter and reiterated in this “Affidavit and Notice of Default.” ECF No. 1, Ex. 3 12 at 1–2. 13 On February 3, 2020, Nguyen filed a complaint that is nearly identical to Tiamson’s 14 amended complaint. Nguyen, ECF No. 1. Because of the nearly identical nature of Tiamson’s 15 and Nguyen’s cases, the Court consolidated these cases on March 23, 2020. See ECF No. 26. 16 II. LEGAL STANDARD 17 A. Dismissal Pursuant to Federal Rule of Civil Procedure 12(b)(6) 18 Rule 8(a) of the Federal Rules of Civil Procedure requires a complaint to include “a short 19 and plain statement of the claim showing that the pleader is entitled to relief.” A complaint that 20 fails to meet this standard may be dismissed pursuant to Federal Rule of Civil Procedure 12(b)(6). 21 Rule 8(a) requires a plaintiff to plead “enough facts to state a claim to relief that is plausible on its 22 face.” Bell Atlantic Corp. v. Twombly, 550 U.S. 544, 570 (2007). “A claim has facial plausibility 23 when the plaintiff pleads factual content that allows the court to draw the reasonable inference that 24 the defendant is liable for the misconduct alleged.” Ashcroft v. Iqbal, 556 U.S. 662, 678 (2009). 25 For purposes of a motion to dismiss, the plaintiff's allegations are taken as true, and the court must 26 construe the complaint in the light most favorable to the plaintiff. Jenkins v. McKeithen, 395 U.S. 27 4 1 411, 421 (1969).

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