The Titania

19 F. 101, 1883 U.S. Dist. LEXIS 190
CourtDistrict Court, S.D. New York
DecidedDecember 29, 1883
StatusPublished
Cited by35 cases

This text of 19 F. 101 (The Titania) is published on Counsel Stack Legal Research, covering District Court, S.D. New York primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
The Titania, 19 F. 101, 1883 U.S. Dist. LEXIS 190 (S.D.N.Y. 1883).

Opinion

Brown, J.

The bills of lading in these cases contain numerous exceptions from liability on the part of the ship-owner, only two of which seem applicable to this case, namely, the general exception of “perils of the seas,” and the special exception that “the ship-owner is not to be liable for any damage to any goods which is capable of being covered by insurance.” If the breaking loos# of the propeller and the consequent damages to the goods arose through negligence in the proper stowage or fastening the propeller, then it cannot be covered by either of these exceptions. The shipment being made in England, and on an English vessel, the law of the flag governs. Lloyd v. Guibert, L. R. 1 Q. B. 115; Chartered, etc., v. Netherlands, 9 Q. B. Div. 118; 10 Q. B. Div. 521; The Gaetano & Maria, 7 Prob. Div. 137; Woodley v. Mitchell, 11 Q. B. Div. 51. But although, under the English decisions, it seems to be settled that ship-owners may exempt themselves from damages caused even by their own negligence, provided this intention be unequivocally expressed, (Macl. Ship. 409, note; Chartered Mercantile, etc., v. Netherlands, etc., 9 Q. B. Div. 118, 122; 10 Q. B. Div. 521; Steel v. State Line, etc., 3 App. Cas. 88;) yet such causes of special exemption, being inserted for the benefit of the ship-owner, are construed most favorably to the shipper and most [104]*104strongly against the ship-owner, and will not be held to embrace the latter’s own negligence, unless that be specially excepted in connection with the actual cause of the loss. Macl. 409, 509, 510; Hayn v. Culliford, 3 C. P. Div. 410; 4 C. P. Div. 182; Taylor v. Liverpool, etc., 9 Q. B. 549.

The clause in relation to insurance cannot reasonably be construed as intended to mean any possible insurance, in any possible company, and upon any possible premium. It must be held to refer only to insurance which might be obtained in the usual course of business from the ordinary insurance companies, either in the usual form, or in the customary mode of business, on special application. The. evidence on the part of the libelant shows, however, that no insurance against negligent stowage of the propeller could be obtained in any ordinary insurance company either in the usual course of business or on special application. On cross-examination one of the witnesses stated that he had heard of companies or associations in England that insured against everything; but he did not know of any such company, and he had never seen any such policy. An association somewhat like that, with the terms of the mutual obligations of its members, appears in the case of Good v. London Steam-ship Owners' Mut. Prot. Ass’n, L. R. 6 C. P. 563. The defendants, however, gave no further evidence in regard to such associations, and it seems clear to me, even if their existence had been proved, that possible insurance or indemnity in such mutual protective associations, with their peculiar terms and conditions, is not to be construed as the insurance referred to in this clause of the bill of lading. I see no reason, however, for not regarding the clause as valid, construed as referring only to insurance which might be effected in the ordinary course of insurance business. Thus construed, it exempts the ship-owners from loss which might be thus insured against, and -which might be recovered of the insurers, if not directly caused by negligence on the part of the ship.

The question in thiff case is, therefore, practically, a question between the ship-owners and the insurers.; for if the libelant under this restrictive clause did not obtain insurance, it was his own fault, and the liability of the ship-owners is not increased. And the 'question is, whether the injury to the goods is to be deemed caused by a peril of the seas as the proximate cause of the loss which would be,covered by an ordinary marine insurance, or whether it was caused directly by negligence on the part of the ship. The damage itself is within the terms of ordinary marine policies'; but if it might have been avoided by the use of ordinary care and diligence on the part of the defendants, then the insurers would not be liable; for in such cases the negligence, and not the peril of the seas, is deemed the proximate cause of the loss. Story, Bail. § 512a; Clark v. Barnwell, 12 How. 280; Gen. Mut. etc., v. Sherwood, 14 How. 351, 364; Lamb v. Parkman, 1 Sprague, 353; Woodley v. Mitchell, 11 Q. B. Div. 47; Ionides [105]*105v. Universal Marine, etc., 14 C. B. (N. S.) 259; Chartered Mercantile Bank v. Netherlands, etc., 9 Q. B. Div. 118, 123; 10 Q. B. Div. 521, 543. And if the ship is to be deemed unseaworthy at the commencement of the voyage, by reason of any improper or negligent stowagp of the propeller, the policy of insurance would not attach; and the ship would also be answerable upon an implied warranty of seaworthiness. Arn. Ins. 4; 1 Pars. Mar. Ins. 367, 368; Macl. 406, 407.

There is no suggestion of any fault on the part of the ship after she sailed. If there was any negligence in regard to the spare propeller, it existed at the time of sailing. Moreover, the shape and weight of the propeller w'ere such as manifestly to endanger the safety of the ship, if improperly stowed and fastened. Heneo, the stowage of the propeller directly affected- the seaworthiness of the ship, and the question, therefore, comes down to this; was there a-ny such negligence or want of care in the stowage and fastening of this spare propeller as made the ship unseaworthy at tho time of sailing on this voyage, or such as would prevent a recovery on an ordinary policy of insurance for this damage ? The evidence shows, in this ease, that the propeller broke loose during severe galos, and while the ship was rolling in an extraordinary manner. This groat rolling was doubtless in part due to her lightness on the voyage, the deck on which the propeller was fastened being four feet nine inches above the waterline. But it is not suggested or claimed that there was any such lightness of the vessel as rendered her in any way unseaworthy or unfit for the voyage. Where a ship becomes unseaworthy during severe weather, or one part of the- cargo does damage to another part, it is manifest that neither is the ship, from a consideration of the result alone, to be pronounced unseaworthy when she sailed, nor is the cargo necessarily to be held improperly or insufficiently stowed. The question is essentially the same as respects each. If, upon all the evidence no negligence is recognizable, the damage in either case is set down to perils of the soa.

To determine the question upon the facts of this caso, it will be useful to consider—First, what is the test or criterion of seaworthiness, and the extent of the ship-owner’s obligations in that respect ? As between the ship-owner and the insurer, the former is bound to provide against ordinary perils, while the latter undertakes to insure against extraordinary ones; “although,” as Dube, J., observes in the case of Moses v. Sun Mutual Ins. Co. 1 Duer, 170, “to discriminate between ordinary and extraordinary losses is, in some cases, a matter of great nicety and difficulty.” By extraordinary is not meant what has never been previously heard of, or within former experience, hut only what is beyond the ordinary, usual, or common. By seaworthiness is meant “that the ship shall be in a fit state, as to repair, equipment, crew, and in all other respects, to encounter the ordinary perils

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Bluebook (online)
19 F. 101, 1883 U.S. Dist. LEXIS 190, Counsel Stack Legal Research, https://law.counselstack.com/opinion/the-titania-nysd-1883.