The People of the State of New York, by Letitia James, Attorney General of the State of New York v. National General Holdings Corp, et al.

CourtDistrict Court, S.D. New York
DecidedOctober 28, 2025
Docket1:25-cv-03608
StatusUnknown

This text of The People of the State of New York, by Letitia James, Attorney General of the State of New York v. National General Holdings Corp, et al. (The People of the State of New York, by Letitia James, Attorney General of the State of New York v. National General Holdings Corp, et al.) is published on Counsel Stack Legal Research, covering District Court, S.D. New York primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
The People of the State of New York, by Letitia James, Attorney General of the State of New York v. National General Holdings Corp, et al., (S.D.N.Y. 2025).

Opinion

UNITED STATES DISTRICT COURT SOUTHERN DISTRICT OF NEW YORK USDS SDNY eee eee eee eee x DOCUMENT THE PEOPLE OF THE STATE OF NEW YORK, ELECTRONICALLY FILED by LETITIA JAMES, Attorney General of the DOC #: State of New York DATE FILED: 10/28/2025 Plaintiff,

-against- 25-cv-3608 (LAK)

NATIONAL GENERAL HOLDINGS CORP, et al., Defendants. ce ec ee ee ee ee ee ee ee ee ee ee ee ee eee HH KH HX

MEMORANDUM OPINION

Appearances: Laura Mumm Alexandra Hiatt David Rutenberg LETITIA JAMES NEW YORK STATE ATTORNEY GENERAL Attorneys for Plaintiff Adam Lurie Richard Smith Muhammad U. Faridi Jarrett Field Elizabeth Raulston LINKLATERS LLP Attorney for Defendants

LEWIS A. KAPLAN, District Judge. This action arises out of data breaches in 2020 and 2021 that exposed defendants’ customer information. The Attorney General of New York State (the “State”) brought this action

2 in New York State Supreme Court, alleging that defendants violated various state laws related to data protection programs and notification to affected individuals. The complaint does not assert any cause of action under federal law. It does, however, allege that defendants violated three federal statutes:1 the Gramm-Leach-Bliley Act (GLBA),2 the Health Insurance Portability and Accountability Act (HIPAA),3 and the Health Information Technology for Economic and Clinical

Health Act (HITECH).4 Defendants removed the action pursuant to Sections 1331 and 1441 of the Judicial Code.5 The notice of removal states that Court has federal question jurisdiction because some of the state law causes of action (1) are “predicated upon alleged violations of,” and thus are created by, federal law, and (2) necessarily state federal issues because they “have as essential elements that [d]efendants violated federal law.”6 The State subsequently moved to remand the case and for attorney’s fees incurred as a result of the removal.7 In a thorough report and recommendation (“R&R”),8 Magistrate Judge Robert

1 Dkt 1-1 at ¶¶ 160, 172. 2 15 U.S.C. § 6801 et seq. 3 42 U.S.C. § 1320d et seq. 4 42 U.S.C. § 17931 et seq. 5 28 U.S.C. §§ 1331, 1441. 6 Dkt 1 at 3–5. 7 Dkt 37. 8 Dkt 55. 3 Lehrburger concluded that the Court lacks federal subject matter jurisdiction because the causes of action in this litigation (1) are not created by federal law, and (2) do not satisfy the standard set forth in Gunn v. Minton9 and Grable & Sons Metal Products, Inc. v. Darue Engineering & Manufacturing10 (the “Gunn-Grable test”). Accordingly, the R&R recommended that the Court remand the case but did not recommend an award of attorney’s fees.11

Defendants first object that the State’s claims satisfy the Gunn-Grable test. Under that doctrine, federal question jurisdiction exists only where a federal issue is “(1) necessarily raised, (2) actually disputed, (3) substantial, and (4) capable of resolution in federal court without disrupting the federal-state balance approved by Congress.”12 The R&R concluded that the third element — whether the claims raise a “substantial” federal issue — is not met here. It did not address conclusively whether the claims “necessarily raise[]” a federal question13 or satisfy the other two elements. As set forth in the R&R: “‘An issue tends to be substantial if it is a nearly pure issue of law, one that could be settled once and for all and thereafter would govern numerous similar cases.’ Defendants claim substantiality by referencing the substantial federal interests in data privacy and national security. They further argue that because the GLBA (compliance with which prevents liability under the New York laws) provides that State insurance authorities are the state government actors empowered to enforce it, 9 568 U.S. 251 (2013). 10 545 U.S. 308 (2005). 11 The State did not object to the R&R’s recommendation with respect to attorney’s fees. 12 Gunn, 568 U.S. at 258. 13 Dkt 79 at 11–12. 4 this case raises the question of whether a state attorney general qualifies as such an authority. This, Defendants argue, is exactly the kind of federal question that is substantial to the federal system as a whole.”14 The R&R correctly rejected defendants’ arguments. First, whether the New York State Attorney General has authority to enforce the federal GLBA is “entirely inapt” because the Complaint does not bring any GLBA claims.15 Second, the federal government’s interest in data security and privacy is not enough to satisfy the Grable-Gunn test.16 And third, the federal law questions implicated by the state law claims — whether defendants’ data protection programs and data breach notification procedures complied with federal law and that defendants therefore are insulated from liability under state law — are inherently fact-intensive and therefore likely would not provide guidance in future cases.17 Defendants argue that whether the GLBA preempts the Attorney General from bringing the state law claims is a substantial federal question. Even if this question were substantial, however, it would not satisfy the Gunn-Grable test because it is not “necessarily raised.” Indeed, defendants argued before the Magistrate Judge and now again argue in objection to the R&R that

14 Id. at 12 (cleaned up) (quoting Tantaros v. Fox News Network, LLC, 12 F.4th 135, 145 (2d Cir. 2021)). 15 Id. 16 Id. at 13 (citing CWCapital Cobalt VR Ltd. v. CWCapital Investments LLC, No. 17-CV-9463, 2018 WL 2731270, at *5 (S.D.N.Y. May 23, 2018); Dovid v. United States Department of Agriculture, No. 11-CV-2746, 2013 WL 775408, at *12 (S.D.N.Y. March 1, 2013), aff’d, 557 F. App’x 87 (2d Cir. 2014); In re Reserve Fund Securities & Derivative Litigation, No. 09-CV-782, 2009 WL 3634085, at *7 (S.D.N.Y. Nov. 3, 2009). 17 Id. at 13–14. 5 other questions are “necessarily raised” by the State’s claims.18 But they do not now assert that the preemption question relating to the Attorney General’s ability to sue under the federal statutes is “necessarily raised.” Rather, defendants’ argument is that the GLBA preempts the Attorney General from bringing state law claims predicated on conduct violative of the GLBA. “[P]reemption is an affirmative defense,”19 and “it is now settled law that a case may

not be removed to federal court on the basis of a federal defense.”20 In Tantaros v. Fox News Network, LLC,21 the Second Circuit recognized that the question of preemption may “necessarily arise” where that issue is “embed[ded] . . . into the operative provision” of the statute at issue.22 For example, the court ruled that the question of preemption applied to a statute prohibiting certain contractual provisions “[e]xcept where inconsistent with federal law.”23 The state statutes at issue here, however, provide that the attorney general “may bring an action in the name and on behalf of the people of the state of New York” without any limitation.24 The issue of preemption of the attorney general’s enforcement authority therefore is not “embed[ded] . . . into the operative

18 Dkt 47 at 12–13; Dkt 64 at 5–9. 19 Melendez v. Sirius XM Radio, Inc., 50 F.4th 294, 300 (2d Cir. 2022); Glover v. Bausch & Lomb Inc., 6 F.4th 229, 236 n.3 (2d Cir. 2021) (same).

Free access — add to your briefcase to read the full text and ask questions with AI

Related

Caterpillar Inc. v. Williams
482 U.S. 386 (Supreme Court, 1987)
Empire Healthchoice Assurance, Inc. v. McVeigh
547 U.S. 677 (Supreme Court, 2006)
Gunn v. Minton
133 S. Ct. 1059 (Supreme Court, 2013)
Fracasse v. People's United Bank
747 F.3d 141 (Second Circuit, 2014)
NASDAQ OMX Group, Inc. v. UBS Securities, LLC
770 F.3d 1010 (Second Circuit, 2014)
Glover v. Bausch & Lomb, Inc.
6 F.4th 229 (Second Circuit, 2021)
Tantaros v. Fox News Network, LLC
12 F.4th 135 (Second Circuit, 2021)
Melendez v. Sirius XM Radio, Inc.
50 F.4th 294 (Second Circuit, 2022)
Connecticut Ex Rel. Tong v. Exxon Mobil Corp.
83 F.4th 122 (Second Circuit, 2023)

Cite This Page — Counsel Stack

Bluebook (online)
The People of the State of New York, by Letitia James, Attorney General of the State of New York v. National General Holdings Corp, et al., Counsel Stack Legal Research, https://law.counselstack.com/opinion/the-people-of-the-state-of-new-york-by-letitia-james-attorney-general-of-nysd-2025.