The Federal Savings Bank v. Lower, LLC

CourtDistrict Court, D. Maryland
DecidedJuly 1, 2026
Docket1:26-cv-01122
StatusUnknown

This text of The Federal Savings Bank v. Lower, LLC (The Federal Savings Bank v. Lower, LLC) is published on Counsel Stack Legal Research, covering District Court, D. Maryland primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
The Federal Savings Bank v. Lower, LLC, (D. Md. 2026).

Opinion

IN THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF MARYLAND THE FEDERAL SAVINGS BANK, * Plaintiff, □

v. * CIVIL NO. JKB-26-1122 LOWER, LLC, Defendant. * x * * ek ak * * * * x MEMORANDUM AND ORDER Plaintiff The Federal Savings Bank (“TFSB”) filed suit against Lower, LLC (“Lower”). (ECF No. 1.) Lower has filed a Motion to Stay Pending Arbitration. (ECF No. 13.) The Court will stay the case.

I= Background TFSB and Lower are both involved in the residential mortgage business, and are competitors. (ECF No. 1 {] 6-7.) Max Blum, a former TFSB senior vice president in charge of managing a TFSB loan production office, had an employment contract with a non-solicitation clause, which provided: From the date on which you execute this Term of Employment through the period ending 12 months after your employment with the Company terminates, regardless of the reason for such termination, you will not entice, cause, encourage, induce, aid, assist or facilitate any employee to terminate their employment with the Company and/or become employed with another residential mortgage lender. (id. J] 8-9.) TFSB alleges that “Lower used Blum’s position as the head of TFSB’s Elkridge loan production office to arrange for almost the entire staff of that office to resign en masse from TFSB and to become employed instead by Lower.” (Jd § 13.) TFSB alleges.that “[a]s a direct, proximate, and intended result of Lower’s actions, on 1, 2025, (a) Blum and 16 of the 19

TFSB employees who reported to Blum resigned from TFSB, and (b) Blum and 15 of those 16 other people became employed instead by Lower.” (/d. J 16.) On the basis of these allegations, TFSB brings claims for tortious interference with contract, tortious interference with business relations, civil conspiracy, and unjust enrichment against Lower. (/d. □ 22-50.) Lower has filed a Motion to Stay Pending Arbitration. (ECF No. 13.) TFSB opposes. - (ECF No. 14.) Lower explains that Blum’s employment agreement contains an arbitration clause, and TFSB has thus instituted arbitration proceedings against him. (ECF No. 13-1 at 1.) The claims against Blum in the arbitration proceeding are for breach of contract, breach of duty of loyalty, intentional interference with prospective economic advantage, and conspiracy to commit intentional interference with prospective economic advantage. (/d. at 3.) As Lower explains, “(t]hough Lower is not a party to the existing arbitration proceeding, and Blum is not a party to this case, the facts alleged in both TFSB’s Complaint and TFSB’s Demand for Arbitration make clear that all allegations rise and fall with the disposition of one basic issue: whether Blum violated the non-solicitation provision in his employment contract with TFSB.” (Ud. at 2.) If, Analysis Lower argues that a stay is mandatory pursuant to the Federal Arbitration Act (“FAA”) that, even if it is not mandatory, the Court has discretion to order a stay. The Court concludes that □ ~

a discretionary stay is appropriate here. . □

Lower first attempts to argue that this case is subject to a mandatory stay pursuant to the

FAA. (ECF No. 13-1 at 5-9.) It is not.! Section 3 of the FAA requires district courts to stay litigation tf the parties to the litigation had previously agreed to arbitrate the dispute. But Lower and TFSB have not entered into an arbitration agreement with each other. Thus, the FAA provides

Lower concedes in its Reply that “its argument regarding a mandatory stay is novel.” (ECF No. 18.)

no authority to stay this case. See Dean Witter Reynolds, Inc. v. Byrd, 470 U.S. 213, 218 (1985) (“By its terms, the Act... mandates that district courts shall direct the parties to proceed to arbitration on issues as to which an arbitration agreement has been signed.” (emphasis added).) Lower next argues that, even if a mandatory stay is not permitted, the Court should exercise its discretion and order a stay. The Supreme Court has recognized that “[i]n some cases, of course, it may be advisable to stay litigation among the non-arbitrating parties pending the outcome of the arbitration. That decision is one left to the district court... as a matter of its discretion to control its docket.” Moses H. Cone Mem’l Hosp. v. Mercury Constr. Corp., 460 U.S. 1, 21 (1983) (citing Landis v. N. Am. Co., 299 U.S. 248, 254-55 (1936)); see also Summer Rain v. Donning Co./Publishers, Inc., 964 F.2d 1455, 1461 (4th Cir. 1992), as amended (June 23, 1992) (“The □ decision whether to stay the litigation of the non-arbitrable issues is a matter largely within the district court’s discretion to control its docket.”). ‘Courts apply three factors in weighing motion to stay: “(1) the interests of judicial economy; (2) hardship and equity to the moving party if the action ts not stayed; and (3) potential prejudice to the non-moving party.” Elite Const. Team, Inc. Wal-Mart Stores, Inc., Civ. No. JKB-14-2358, 2015 WL 925927, at *3 (D. Md. Mar. 2, 2015). The Court also considers whether “questions of fact common to all actions pending in the present matter are likely to be settled.” Am. Home Assur. Co. v. Vecco Concrete Const. Co. of Va., 629 F.2d 961, 964 (4th Cir. 1980).

A stay is appropriate here. In so concluding, the Court takes into consideration □□□ similarities between TF SB’s arbitrable claims against Blum and its claims in this Court against Lower. The Court finds compelling Lower’s argument that proceeding simultaneously with the arbitration proceedings could result in inconsistent results and confusion, given that the claims against Lower are highly dependent on whether Blum violated the non-solicitation clause. Av.

Home Assur. Co., 629 F.2d at 964 (“While it is true that the arbitrator’s findings will not be binding as to those not parties to the arbitration, considerations of judicial economy and avoidance of confusion and possible inconsistent results nonetheless militate in favor of staying the entire action.”); see also C.B. Fleet Co. v. Aspen Ins.. UK Ltd., 743 F. Supp. 2d 575, 590 (W.D. Va. 2010) (“Noting the arbitrable and non-arbitrable claims share a considerable number of common questions of fact, the Court, in its discretion and in the interests of avoiding confusion and possible inconsistent results, will stay the remaining claims until the arbitration has ended.”). The Court does not find particularly persuasive TFSB’s argument that “[g]iven the normal scheduling of federal court cases, whether or not this Court stays this case, the arbitration hearing □

will occur, and the award will be issued, before this case reaches trial. So there is no judicial economy due to possible collateral estoppel to be gained by staying this case.” First, if the Court

were to deny the stay, the Court would not schedule this case around the arbitration. Second, there . is a great deal of judicial economy to be gained prior to trial. The parties must still engage in discovery and dispositive motions briefing, and those activities may be informed by the results of the arbitration. And a decision in the arbitration context may inform the parties’ positions with respect to potential settlement discussions.

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Related

Landis v. North American Co.
299 U.S. 248 (Supreme Court, 1936)
Dean Witter Reynolds Inc. v. Byrd
470 U.S. 213 (Supreme Court, 1985)
C.B. Fleet Co. v. Aspen Insurance UK Ltd.
743 F. Supp. 2d 575 (W.D. Virginia, 2010)
Summer Rain v. Donning Co./Publishers, Inc.
964 F.2d 1455 (Fourth Circuit, 1992)

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The Federal Savings Bank v. Lower, LLC, Counsel Stack Legal Research, https://law.counselstack.com/opinion/the-federal-savings-bank-v-lower-llc-mdd-2026.