Taylor v. Major Finance Co., Inc.

299 So. 2d 247, 292 Ala. 643, 1974 Ala. LEXIS 1130
CourtSupreme Court of Alabama
DecidedJuly 11, 1974
DocketSC 518
StatusPublished
Cited by3 cases

This text of 299 So. 2d 247 (Taylor v. Major Finance Co., Inc.) is published on Counsel Stack Legal Research, covering Supreme Court of Alabama primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Taylor v. Major Finance Co., Inc., 299 So. 2d 247, 292 Ala. 643, 1974 Ala. LEXIS 1130 (Ala. 1974).

Opinion

LAWSON, Supernumerary Justice.

Beatrice Taylor, on or about March 25, 1970, filed a class action against Major Finance Company and numerous other companies and individuals engaged in the business of making small loans alleging that the respondents charged usurious interest on loans made to her and the members of the class of borrowers she represented and wrongfully induced the class to execute contracts, notes and mortgages to secure payment of said unlawful loans. The bill also alleged that the respondents, by using harsh collection tactics and coercing the borrowers to renew their loans, were committing acts constituting both a public and private nuisance. This bill was docketed as Case No. 160-555 in the Circuit Court of Jefferson County, in Equity.

Various respondents filed responsive pleadings to the bill as amended including demurrers, a majority of which were addressed to the bill as a whole although a few contained grounds properly addressed to certain aspects of the bill.

On November 9, 1970, the trial court rendered a “final decree” whereby:

1. The separate and several demurrers of the separate and several respondents were separately and severally sustained.
2. The cause was dismissed without prejudice to Beatrice Taylor “to the filing of a proper action in law or in equity.”
3. The costs of the action were taxed to the complainant, Beatrice Taylor.

Beatrice Taylor, individually and on behalf of all other people similarly situated, filed an application for rehearing on December 8, 1970.

On March 26, 1971, Beatrice Taylor filed a motion to set aside the final decree and for a severance. On the same day the trial court rendered an “order” whereby the “application for rehearing” and the [647]*647“motion to set aside final decree and for a severance” were denied.

Beatrice Taylor then took an appeal to this court from the decrees of November 9, 1970, and March 26, 1971. The appeal was docketed here as 6 Div. 899.

This court, on September 14, 1972, dismissed the appeal from the decree of November 9, 1970, on the ground that it was not a final decree and, therefore, not appealable. The appeal from the decree of March 26, 1971, was dismissed because it would not support an appeal in that it did not purport to modify the decree of November 9, 1970. Rehearing was denied on November 9, 1972. Taylor v. Major Finance Company, Inc., 289 Ala. 458, 268 So.2d 738.

On December 18, 1972, Beatrice Taylor filed in the trial court in Case No. 160-555, supra, a “Petition to allow amendment to bill of complaint to permit complainant to proceed individually.” Following the filing of certain pleadings by some of the respondents, the trial court on December 20, 1972, rendered an order overruling and denying the petition of Beatrice Taylor filed on December 18, 1972. Costs were taxed against her.

Thereafter, on January 19, 1973, Beatrice Taylor filed on her own behalf and on behalf of all other persons similarly situated a “Petition for Rehearing and for decision in favor of complainant, individually and for and on behalf of all other persons similarly situated.” This petition was not directed to the order of December 20, 1972, but was apparently filed for the reasons heretofore stated. The basis upon which this application was filed was the holdings of this court in Echols v. Star Loan Company, and Echols v. O. K. Discount Company, 290 Ala. 76, 274 So.2d 51, which holdings Beatrice Taylor asserted “directly or indirectly reversed the earlier decision of the Supreme Court in this case.” The Echols cases were decided on January 11,'1973, and the time for filing application for rehearings with this court in those cases had not expired at the time Beatrice Taylor filed the Petition or Application for Rehearing of instant concern. The trial court rendered an order on the day said Petition was filed retaining jurisdiction thereof until final disposition was made by this court of the Echols cases.

On May 30, 1973, the trial court having been advised by counsel for Beatrice Taylor that applications for rehearing in the Echols cases had been denied by this court on March 8, 1973, set July 20, 1973 as the day on which Beatrice Taylor’s petition filed on January 19, 1973, should be heard.

Motions to strike the last mentioned petition were filed by several of the respondents on July 18, 1973. On August 2, 1973, the trial court decreed as follows:

“That the said ‘Motion To Set Down For Hearing Pending Petition of Complainant For Decision in Favor of Complainant, Individually, And Also On Behalf Of And For The Use And Benefit Of All Other Persons Similarly Situated’ should be, and it hereby is, overruled, denied and stricken, and the costs created by the filing thereof are taxed to Complainant, for which let execution issue.”

On August 31, 1973, Beatrice Taylor on behalf of herself and other persons similarly situated filed security for costs of appeal to this court which reads, in part, as follows:

“We, the undersigned, jointly and severally, hereby acknowledge ourselves security for all costs of appeal to the Supreme Court of Alabama from the Decree rendered in the above entitled Cause on the 2nd day of August, 1973; from the Decree rendered in the above styled Cause, on to-wit, November 9, 1970; from the Decree rendered in the above styled Cause, on to-wit, March 26, 1971; from the Decree rendered in the above styled Cause, on to-wit, December 20, 1972; and from each adverse Decree [648]*648rendered in the above styled Cause against Complainants, separately and severally; and hereby agree to pay all such costs. * * * ”

On September 5, 1973, prior to the time a Certificate of Appeal was filed with this court, Beatrice Taylor on her own behalf and on behalf of the class she purported to represent, filed here a “Petition for Mandamus In The Alternative, Or For Certiorari In The Alternative, Or For Other Remedial Writ In The Alternative.” We need not delineate its contents at this point in this opinion.

On September 13, 1973, a Certificate of Appeal was filed in this court which was given the same number as the petition filed on September 5, 1973, that is S.C. 518. The Certificate of Appeal shows, like the bond to secure costs of appeal, that Beatrice Taylor, on her own behalf and on behalf of the class, appealed from decrees rendered in Circuit Court, Case No. 160— 555, on August 2, 1973, November 9, 1970, March 26, 1971, December 20, 1972, and “from each adverse decree rendered in the above styled cause against complainants, separately and severally, * * * ”

On September 25, 1973, the trial judge, the Honorable William C. Barber, filed in this court his demurrer and answer to the “Petition For Mandamus In The Alternative Or For Certiorari In The Alternative, Or For Other Remedial Writ In The Alternative,” filed in this court by Beatrice Taylor on September 5, 1973.

The transcript of the record was filed in this court on January 25, 1974, requests for extension of time made by Beatrice Taylor for filing of the transcript having been previously granted. In accord with an order of this court, the record in the cause of Taylor, etc., v. Major Finance Company, Inc., (6 Div. 899), 289 Ala. 458, 268 So.2d 738, was incorporated by reference in the transcript of the record filed in this proceeding on January 25, 1974.

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Bluebook (online)
299 So. 2d 247, 292 Ala. 643, 1974 Ala. LEXIS 1130, Counsel Stack Legal Research, https://law.counselstack.com/opinion/taylor-v-major-finance-co-inc-ala-1974.