Struss v. Nebraska Furniture Mart

District Court, D. Nebraska·Decided February 13, 2025·No. 8:24-cv-00487·Unknown

Opinion

IN THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF NEBRASKA

KEVIN-WILLIAM: STRUSS,

Plaintiff, 8:24CV487

vs. MEMORANDUM AND ORDER ON NEBRASKA FURNITURE MART, DEFENDANT’S MOTION TO DISMISS AND PLAINTIFF’S MOTIONS TO Defendant. RECONSIDER AND REMAND

This action was originally filed in the Small Claims Court in the County Court of Douglas County, Nebraska, by a pro se plaintiff who styles himself “Kevin-William: Struss, Beneficiary.” Filing 1 at 1-1. Struss asserts among other claims violations of the Fair Credit Reporting Act (FCRA), ), 15 U.S.C. § 1681 et seq., and the Fair and Accurate Credit Transactions Act (FACTA) amendment to the FCRA. Filing 1 at 1-1 at 3. On December 20, 2024, Defendant Nebraska Furniture Mart (NFM) removed this action to this Court and filed its Motion to Dismiss for failure to state a claim upon which relief can be granted pursuant to Federal Rule of Civil Procedure 12(b)(6). Filing 2. Struss filed no response to NFM’s Motion to Dismiss. However, on January 24, 2025, Struss filed two motions: his Motion to Remand Back to Douglas County Small Claims Court Nebraska, Filing 9, and his Motion to Reconsider, Filing 10. NFM filed a brief in opposition to Struss’s Motions on January 28, 2025. Filing 11. For the reasons stated below, Struss’s Motion to Remand and Motion to Reconsider are denied, and NFM’s Motion to Dismiss is granted. I. INTRODUCTION A. Factual Background Ordinarily, on a motion to dismiss pursuant to Federal Rule of Civil Procedure 12(b)(6), the Court draws the factual background to the case from the Complaint and considers nonconclusory allegations as true. See Bauer v. AGA Serv. Co., 25 F.4th 587, 589 (8th Cir. 2022) (citing Pietoso, Inc. v. Republic Servs., Inc., 4 F.4th 620, 622 (8th Cir. 2021)). Doing so is difficult in this case because Struss’s Complaint provides scant if any nonconclusory factual allegations. Nevertheless, the Court gleans from Struss’s Complaint that his claims arise from NFM

allegedly “falsely reporting [Struss’s] personal consumer transactions, as credit transaction.” Filing 1-1 at 3. Struss alleges the following: Defendants willful/reckless actions, & violations of due process laws have led to slander/defamation of character,/trespass, emotional distress, damaging plaintiffs' ability to "contract" resulting in multiple discriminatory denial of credit extensions. Reporting such negative information as factual, willful knowingly/(misleading), (a piece of paper with a number on it is not),or evidence of debt or"late payment "see44 words and phrases Pem Ed. 138, page 12., when in fact this is an alleged late payment,or debt, false and misleading,fraud,thus false claim. All reporting without a court order/my written instructions, is thus hearsay, reporting of such tradelines, as if accurate, with no such evidence of, false claim/no veracity,inCalif rules of evidence, on hearsay and admissibility of. Reporting/furnishing to agencies of no authority, with no court order without my written consent is thus ultra-vires, criminal, RICO based crime/aggravated identity theft/characterassassination. Consumer notices said court this alleged late payment(s), has never been verified or validated, by ME. Plaintiff notices Courts of willful/reckless predatory business practices, laws on the book, over 50 years, defendant knew or should have known, "ignorantia of the law, is no excusata", violations of these lawscould bring much financial stress,hardship,emotional damage, causingirreparable harm. Plaintiff seeks for defendantsdefiant, reckless willful, egregious, unconscionable conduct, i.e.Calif. business and professions code, (17200),wasted time, energy and money, years of writing this defendant, no remedy. Plaintiff demands immediate deletion of negative tradeline, and maximum award as allowed in this said of (limited) jurisdiction. Filing 1-1 at 3–4 (spacing, punctuation, and emphasis in original). B. Procedural Background Struss filed his Claim and Notice to Defendant (Small Claims Court) on September 27, 2024, in the County Court of Douglas County, Nebraska. Filing 1-1 at 1. In an attached Addendum, Struss alleges “multiple violations of the FCRA and state laws, including falsely reporting my personal consumer transactions, as credit transactions[,] [v]iolations of the

FCRA/FACTA, due process rights, and business codes and professions statutes, regarding (NPI), non public information.” Filing 1-1 at 3. Struss asserts that the FCRA is “reinforced” by other acts of Congress, and he cites or quotes parts of various statutes. Filing 1-1 at 3. The remainder of his allegations are quoted above in section I.A. See Filing 1-1 at 3–4. Struss asserts “that defendant(s) owe(s) and should be ordered to pay to [him] the sum of $6,000.00 and costs of this action.” Filing 1-1 at 1. On December 20, 2024, Defendant Nebraska Furniture Mart (NFM) removed this action to this Court pursuant to 28 U.S.C. §§ 1331, 1367, 1441, and 1446. Filing 1 at 1. That same day, NFM filed its Motion to Dismiss for failure to state a claim upon which relief can be granted pursuant to Federal Rule of Civil Procedure 12(b)(6). Filing 2. Struss filed no response to NFM’s

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