Stier v. Iowa State Traveling Men's Ass'n

201 N.W. 328, 199 Iowa 118
CourtSupreme Court of Iowa
DecidedDecember 27, 1924
StatusPublished
Cited by3 cases

This text of 201 N.W. 328 (Stier v. Iowa State Traveling Men's Ass'n) is published on Counsel Stack Legal Research, covering Supreme Court of Iowa primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Stier v. Iowa State Traveling Men's Ass'n, 201 N.W. 328, 199 Iowa 118 (iowa 1924).

Opinion

*119 Preston, J. —

Plaintiff’s claim is founded upon an alleged judgment which plaintiff obtained against the defendant in an action at law in the circuit court of Jackson County, Missouri, sitting at Kansas City. The insurance contract was on the life of Frederick 0. Stier, late husband of the plaintiff. The action in Missouri was begun on April 20, 1921. Plaintiff claimed the amount due under said contract of insurance. Judgment by default was rendered in her favor, and against the defendant, for $6,075. This action was brought in Polk County, June 17, 1922. Appropriate exhibits were made part of the petition. The exhibits consisted of the judgment entry of the Missouri court, the summons, and sheriff’s return, all duly authenticated. The action was brought under the full faith and credit clause of the Federal Constitution, requiring every state to give full force and effect to a judgment of a sister state. It is'conceded that the Missouri court is a court of record and general jurisdiction. Defendant concedes that such court had jurisdiction of the subject-matter, if it obtained jurisdiction of the person of defendant by the service of summons. At the trial, defendant did not dispute or deny that the records offered by plaintiff were as claimed.

By answer, defendant denied that the court rendering the judgment acquired any jurisdiction over it by reason of the service of the summons upon Dr. Bohan, because Dr. Bohan was not, in fact, its agent; and alleged that defendant was not transacting business in the state of Missouri, and had no business office therein. Defendant also claims that the judgment rendered in Missouri was wanting in due process of law, and contrary to the provisions of the Fourteenth Amendment to the Federal Constitution, and that the plaintiff is not entitled to recover upon it in the courts of this state. Plaintiff’s claim is that the judgment is conclusive, and was based upon an unimpeachable return by the sheriff, which is not subject to attack.

The trial court, over plaintiff’s objection, permitted defendant to introduce parol evidence in regard to the service and the sheriff’s return of service in the Missouri action, tending to prove that service on Dr. Bohan was not service on the defendant.

*120 Deceased had, for about ten years prior to his death, held a certificate of membership in defendant association. He AA'as a resident of Oklahoma. His application was sent to the defendant from Oklahoma on January 23, 1911, by one Watts, who was, Ave assume, a member of the association. It appears that for a time the mailing address of deceased was Corsicana, Texas, in 1913, but that it AA'as afterwards changed to Muskogee, Oklahoma. Deceased maintained his membership in good standing up to his death. Plaintiff, as beneficiary, claimed that she AA’as entitled to the benefits and proceeds of the certificate. Stier died September 25, 1920. Seasonable and appropriate claim was made against defendant on behalf of plaintiff, and the claim AA'as rejected. Thereupon, she brought this suit, as before stated.

Defendant is an association organized under IoAva'laAV, and maintains no office anyAvhere except in Des Moines, its principal place of business. It owns no property in Missouri. It is not licensed to transact business in Missouri, and has never made application therefor, and never consented that service might be made upon it in Missouri. It has never sought permission to do business in any other state. Applications for membership are received usually by mail, and must, under the by-laAA'S, be presented to the board of directors. The by-laws also provide that the deposit of a certificate of membership in the mail shall complete the contract, and that all rights under these by-laAA's shall be construed according to the laws of Iowa. When the application of plaintiff’s husband AA'as received, it AA'as acted upon by the board in the home office at Des Moines; and after that, all communications AA'ith assured were sent to Oklahoma. Dr. Bohan testified that he had, for the past eight or ten years, been an examining physician for the defendant, and was paid $3.00 per examination, and that his fees totaled about $20 or $25 per month each year for five or six years last past, and that, AA'hen served in the Stier case, he wrote the home office to that effect, and thought he sent the summons to the company at Des Moines. He had no other connection with the case of Mr. Stier: that is, he had never seen him or examined him. He makes no examination at the time of applying for membership. The only relation between Dr. Bohan and defendant is that he is *121 occasionally asked to examine a claimant who may live in Kansas City. A form of letter sent by defendant to him in other cases, which is claimed to be a typical letter, is like this:

“Kindly call upoii and examine in our interest James S. Johnson, Km. 8, American Railway Express Depot Building, your city, or his home address, 1210 East 48th Street. Attending physician, Dr. James. Injured left eye, etc.”

The doctor testifies that, upon receipt of such a letter, he would examine the claimant and report to the defendant, with statement of his bill for services in respect to such examination. He does not solicit insurance or make any contract of insurance, nor collect or receive premiums, nor adjust or settle lawsuits or claims. His employment is for a special occasion in examining a certain person, and his employment ceases with each certain case. He is a practicing physician at Kansas City, and maintains an office of his own, and has a residence there. Notices of dues and assessments are sent by mail directly to the members on a form set out in the record. They are all payable at the home office in Des Moines. Defendant does not pay any premium in consideration for the return of applications. Its policy has been to obtain memberships through the co-operation and solicitation of members. The association has members in Missouri, and it has accepted applications at Des Moines from persons in that state, and certificates of membership have been mailed on such applications to members who might be accepted, and notices of quarterly assessments were sent by mail to such members. Payments on account of claims are passed upon by the board of directors, and checks are mailed directly to the beneficiaries or members. No claims are allowed against the association, except by the directors. The business with the membership in Missouri is transacted the same as with members in Iowa, through the home office.

The parties introduced in evidence certain statutes and decisions of the state of Missouri, and Federal cases.

1. The sheriff’s return on the summons is as follows:

“Executed this writ in Jackson County, Missouri, on the 20th day of April, 1921, by leaving a copy of this writ together with a copy of the petition hereto attached at a business office *122 of the within named defendant corporation, The Iowa State Traveling Men’s Association, with P. T. Bohan, an examining physician of the said defendant corporation, and person in charge of said business office during the absence of the president or other chief officer of the said defendant corporation from Jackson County, Missouri.”

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Related

Delph v. Smith
91 N.W.2d 854 (Michigan Supreme Court, 1958)
Chader v. Wilkins
284 N.W. 183 (Supreme Court of Iowa, 1939)
Saunders v. Iowa State Traveling Men's Ass'n
270 N.W. 407 (Supreme Court of Iowa, 1936)

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Bluebook (online)
201 N.W. 328, 199 Iowa 118, Counsel Stack Legal Research, https://law.counselstack.com/opinion/stier-v-iowa-state-traveling-mens-assn-iowa-1924.