Stephen's Jewelry, Inc. v. Admiral Insurance

578 N.E.2d 520, 63 Ohio App. 3d 213, 1989 Ohio App. LEXIS 2170
CourtOhio Court of Appeals
DecidedJune 12, 1989
DocketNo. 3871.
StatusPublished
Cited by4 cases

This text of 578 N.E.2d 520 (Stephen's Jewelry, Inc. v. Admiral Insurance) is published on Counsel Stack Legal Research, covering Ohio Court of Appeals primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Stephen's Jewelry, Inc. v. Admiral Insurance, 578 N.E.2d 520, 63 Ohio App. 3d 213, 1989 Ohio App. LEXIS 2170 (Ohio Ct. App. 1989).

Opinions

Peter C. Economus, Judge.

In April 1984, appellee, Stephen’s Jewelry, Inc., was burglarized. A proof of loss was submitted to appellant, Admiral Insurance Company, but it denied coverage claiming that appellee breached a condition of the insurance contract by failing to maintain an inventory from which the exact amount of loss could be accurately determined. Apparently, there were items of jewelry that were included in the proof of loss that did not belong to the appellee but were personal items of Stephen Landsperger, the sole stockholder in the corporation. Nevertheless, none of the personal articles had been listed in the corporate inventory. For the purposes of constructing the proof of loss, Landsperger had to rely on his memory. He kept no records but only notations in a little black book that had also been taken in the burglary.

The jury returned a verdict in favor of plaintiff for $199,086.50. Subsequent to the verdict, the trial court awarded prejudgment interest from October 20, 1984, the date the court determined that appellee’s loss was due under the contract.

Appellant sets forth three assignments of error:

“1. The trial court erred in awarding prejudgment interest as the burglary losses were matters to be properly proved at trial and precluded the amount due on the contract from being a liquidated sum. As a consequence, prejudgment interest could not properly have been awarded.
“2. The judgment of the trial court was against the manifest weight of the evidence in that it was uncontroverted that Stephen’s Jewelry, Inc. was the named insured on the policy of insurance, but that the items for which recovery was sought were owned by Stephen Landsberger [sic ], the individual.
“3. The closing argument of Attorney Hill constituted attorney misconduct and was so flagrantly in violation of propriety that it became the duty of the trial court to stop it without any objection of counsel. The trial court erred in failing to limit the argument of Attorney Hill.”

R.C. 1343.03 provides in pertinent part as follows:

“(A) In cases other than those provided for in sections 1343.01 and 1343.02 of the Revised Code, when money becomes due and payable upon any bond, bill, note, or other instrument of writing, upon any book account, upon any settlement between parties, upon all verbal contracts entered into, and upon *216 all judgments, decrees, and orders of any judicial tribunal for the payment of money arising out of tortious conduct or a contract or other transaction, the creditor is entitled to interest at the rate of ten percent per annum * * *.”
“ * * * Where money becomes due on a contract, interest accrues from the time the money should have been paid. Braverman v. Spriggs (1980), 68 Ohio App.2d 58 [22 O.O.3d 47, 426 N.E.2d 526]. However, where the amount due is unliquidated, the interest runs from the date of the judgment. Id." Lewis v. Seiler (Mar. 30, 1984), Trumbull App. No. 3300, unreported, 1984 WL 6304.
“Prejudgment interest will not be denied, although the sum due is unliquidated, where the amount is capable of ascertainment by mere computation, or is subject to reasonably certain calculations * * Shaker Savings Assn. v. Greenwood Village, Inc. (1982), 7 Ohio App.3d 141, 7 OBR 184, 454 N.E.2d 984, paragraph two of the syllabus.

It appears from the facts in the record that appellee’s loss was subject to reasonably certain calculations. An inventory and appraisal were provided to appellant prior to the issuance of the policy. Further, the proof of loss submitted by appellee included only those items contained in the inventory and appraisal that were in stock at the time of the burglary. Also, the record is devoid of any evidence to refute the amount of the loss. Thus, we find the trial court did not abuse its discretion in awarding prejudgment interest. Appellant’s first assignment of error is without merit.

In its second assignment of error, appellant argues that the trial court’s judgment was against the manifest weight of the evidence. Appellant asserts that while the named insured was Stephen’s Jewelry, Inc., some of the items of jewelry for which recovery was sought belonged to Landsperger personally.

It is within the province of the trier of fact to judge the credibility of witnesses and determine the facts of the case.

In Love v. Lewis (1985), 21 Ohio App.3d 285, 287, 21 OBR 404, 406, 488 N.E.2d 238, 239-240, the court held:

“We recognize that the weight to be given the evidence and the credibility of the witnesses are primarily for the trier of fact, State v. DeHass (1967), 10 Ohio St.2d 230 [39 O.O.2d 366, 227 N.E.2d 212], paragraph one of the syllabus, and that as long as the trial court’s judgment is supported by some competent, credible evidence the decision will not be reversed by a reviewing court as being against the manifest weight of the evidence, C.E. Morris Co. v. Foley Construction Co. (1978), 54 Ohio St.2d 279 [8 O.O.3d 261, 376 N.E.2d 578], syllabus. * * *”

*217 A review of the record in the case sub judice indicates that there was sufficient evidence to support the jury’s finding. The testimony of appellant’s agent clearly established that appellant had accepted the items of jewelry in question as inventory belonging to appellee and, further, that the insurance policy covered these items. Accordingly, this assignment of error is overruled.

In its third assignment of error, appellant argues that the closing argument of appellee’s counsel was so improper that it was the trial court’s duty to intervene and issue a cautionary instruction even though no objection was made by appellant’s counsel.

With respect to allegations of error in closing arguments of counsel, it has been stated:

“Except where counsel, in his opening statement and closing argument to the jury, grossly and persistently abuses his privilege, the trial court is not required to intervene sua sponte to admonish counsel and take curative action to nullify the prejudicial effect of counsel’s conduct. Ordinarily, in order to support a reversal of a judgment on the ground of misconduct of counsel in his' opening statement and closing argument to the jury, it is necessary that a proper and timely objection be made to the claimed improper remarks so that the court may take proper action thereon.” Snyder v. Stanford (1968), 15 Ohio St.2d 81, 44 O.O.2d 18, 288 N.E.2d 563, paragraph one of the syllabus.

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578 N.E.2d 520, 63 Ohio App. 3d 213, 1989 Ohio App. LEXIS 2170, Counsel Stack Legal Research, https://law.counselstack.com/opinion/stephens-jewelry-inc-v-admiral-insurance-ohioctapp-1989.