Stephen Bradford v. Kadlec Regional Medical Center

Court of Appeals of Washington·Decided January 6, 2026·No. 40348-3·Unpublished

Opinion

FILED

JANUARY 6, 2026

In the Office of the Clerk of Court WA State Court of Appeals, Division III

IN THE COURT OF APPEALS OF THE STATE OF WASHINGTON DIVISION THREE

STEPHEN BRADFORD, on behalf of ) No. 40348-3-III himself and all others similarly situated, )

)

Appellant, )

)

v. ) UNPUBLISHED OPINION )

KADLEC REGIONAL MEDICAL ) CENTER, a Washington Corporation; and ) Does 1 through 25 inclusive, )

)

Respondents. )

FEARING, J. — Stephen Bradford complains that Kadlec Regional Medical Center (Kadlec) failed to notify him in advance of an emergency room “visitation fee” billed him. This fee represents payment for overhead and operational expenses to maintain a twenty-four-hour-a-day emergency room. The fee is separate from services and treatment provided in the emergency room. Bradford asserts that Kadlec’s failure constitutes a breach of duty to disclose information important to a transaction and a violation of the Consumer Protection Act, chapter 19.86 RCW. In addition to denying such a duty, Kadlec asserts that regulations preclude it from disclosing fees. Perhaps

Bradford v. Kadlec

inconsistently, Kadlec also argues it posted the visitation fees in a document called a chargemaster.

While we disagree with Kadlec Regional Medical Center’s contention that the federal rules bar it from notifying emergency room patients of potential charges, we agree that regulations impose limits on publicizing fees. The federal Jekyll and Hyde rules seek to promote transparency in fees, while shielding emergency room patients from the worry about the cost of emergency care. We affirm summary judgment dismissal of Stephen Bradford’s suit based on the regulations. We particularly adopt the reasoning of a parallel California decision.

FACTS

We take the facts from declarations filed by the parties in support of and in opposition to summary judgment motions. Stephen Bradford twice visited Richland’s Kadlec Regional Medical Center’s emergency room.

Shortly after midnight on April 22, 2017, Stephen Bradford arrived in the emergency department of Kadlec Regional Medical Center, complaining of severe abdominal pain. Bradford underwent a computed tomography (CT) scan and other tests, before being released.

Bradford v. Kadlec

On entering the emergency room on April 22, Bradford signed a “General Consent to Treatment and Conditions of Admissions” (Consent and Conditions). The agreement declared in part:

HOSPITAL CARE AND TREATMENT: I am presenting myself for emergency services or admission to the hospital and I voluntarily consent to the rendering of such care, including diagnostic tests and medical treatment. I understand that any examination and treatment that I receive on an emergency basis is not intended as a substitution or replacement for complete medical care.

....

CARE PROVIDED: The practice of medicine is not an exact science and guarantees or promises cannot be made as to the result(s) of care, treatment, testing, surgical intervention or other examinations in the hospital.

Clerk’s Papers (CP) at 512 (boldface omitted) (emphasis added).

The Consent and Conditions contract rendered Bradford financially responsible for provided emergency “examination and treatment.” CP at 512. The document repetitively declared:

I further understand that the patient is financially responsible for any charges not paid by a third party insurer/payer or other sources.

CP at 514. Stephen Bradford was uninsured. Paragraph 9 of the Consent and Conditions agreement contained an attorney fees clause, which read:

I acknowledge failure to meet my financial obligations to Kadlec Regional Medical Center may result in the referral of account(s) to professional collection agencies and consent to Kadlec Regional Medical Center or its designees obtaining a copy of my credit report or any other

Bradford v. Kadlec

publicly available data related to my ability to pay. I understand that Kadlec Regional Medical Center, its affiliates, agents or designees may contact me using pre-recorded/artificial voice message and/or automatic dialing services at the telephone number I provided Kadlec Regional Medical Center. In the event of any dispute regarding payment, I agree to pay all collection costs, including but not limited to interest, and attorneys’

fees whether or not a case is filed in court.

CP at 514. Stephen Bradford never read the Consent and Conditions contract before treatment.

Kadlec Regional Medical Center did not mention any emergency room visitation fee during Stephen Bradford’s visit nor did the Consent and Conditions signed by Bradford disclose any potential of being charged such a fee. The document lacks price terms for any hospital goods and services. Kadlec does not mention on its website the existence of the visitation fee to the emergency room. Kadlec posts no fees at the medical center. Kadlec posted a sign in the emergency room that informed patients of the availability of a “chargemaster” that listed fees charged for various services. Stephen Bradford did not read the sign.

On April 28, 2017, Kadlec sent Stephen Bradford a statement requesting payment of $5,491.57. This bill reflected total charges of $7,845.10, less a discount of 30 percent, or $2,353.53, because Bradford lacked health insurance. The charges reflected Kadlec’s schedule of standard charges for each procedure and service, commonly known as its “chargemaster.” CP at 122. The bill listed an itemized charge of $1,425.00 for “HC ED

Bradford v. Kadlec

LEVEL 4.” CP at 102. “ED” stands for “emergency department.” The parties refer to this charge as a “visitation fee.” According to Bradford, he encountered shock when he noticed the bill’s line item.

In a declaration in support of Kadlec’s summary judgment motion, Spencer Harris, its Chief Financial Officer, averred that the visitation fee defrays the substantial costs of staffing, equipping, and operating its emergency department around the clock. Other hospitals call the same charge a visit fee, an evaluation and management fee, an emergency room fee, or an ED Level fee. A hospital bases the visitation fee for a particular visit on the nature and acuity of the patient’s ailment.

When billing a patient for treatment, Kadlec Regional Medical Center, like other hospitals, assigns a current procedural terminology (CPT) code for services provided. Emergency room fees are identified by the CPT codes 99281-99285. Spencer Harris testified that the Centers for Medicare & Medicaid Services, the Children’s Health Insurance Programs, and the federally facilitated Marketplace employ these codes. Harris believes that every emergency department in the State of Washington uses the codes and charges these fees.

In a declaration, Brad Fisher, attorney for Kadlec Regional Medical Center, appended a page from the Fair Health Consumer website, that identifies the fee of $1,756.00 for an emergency room visit for an ailment of high severity in Richland,

Bradford v. Kadlec

Washington, the location of Kadlec. The CPT code for the service is 99284. We assume that $1,756.00 is Kadlec’s chargemaster amount for visitation fee charged Stephen Bradford. Bradford’s bill, however, lists the charge at $1,425.00.

On November 15, 2017, Stephen Bradford, at the advice of his physician, again visited the Kadlec Regional Medical Center emergency room. The physician worried that Bradford might be experiencing a heart attack. Bradford returned for additional testing on November 21. As a result of these subsequent visits, Bradford incurred approximately $4,300.00 in additional charges, which Kadlec allowed him to pay under a payment plan covering all his outstanding debt. The charges also included a $1,425.00 emergency room visitation fee.

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Stephen Bradford v. Kadlec Regional Medical Center, (Wash. Ct. App. 2026).

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