Stephanie Lewis v. Intrepid Insurance Company and Patrick Heggie, Administrator ad Litem of the Estate of Samuel B. Heggie, Jr.

CourtDistrict Court, M.D. Tennessee
DecidedJanuary 2, 2026
Docket3:24-cv-00501
StatusUnknown

This text of Stephanie Lewis v. Intrepid Insurance Company and Patrick Heggie, Administrator ad Litem of the Estate of Samuel B. Heggie, Jr. (Stephanie Lewis v. Intrepid Insurance Company and Patrick Heggie, Administrator ad Litem of the Estate of Samuel B. Heggie, Jr.) is published on Counsel Stack Legal Research, covering District Court, M.D. Tennessee primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Stephanie Lewis v. Intrepid Insurance Company and Patrick Heggie, Administrator ad Litem of the Estate of Samuel B. Heggie, Jr., (M.D. Tenn. 2026).

Opinion

IN THE UNITED STATES DISTRICT COURT FOR THE MIDDLE DISTRICT OF TENNESSEE NASHVILLE DIVISION STEPHANIE LEWIS, ) ) Plaintiff, ) ) and ) ) INTREPID INSURANCE COMPANY, ) Case No. 3:24-cv-00501 ) Judge Aleta A. Trauger Intervening Plaintiff, ) ) v. ) ) PATRICK HEGGIE, Administrator ) ad Litem of the Estate of Samuel B. ) Heggie, Jr., ) ) Defendant. )

MEMORANDUM and ORDER In this facially simplepremises liabilitylawsuit, plaintiff Stephanie Lewis seeks to recover damages incurred when she tripped and fell on the front walkway of Samuel B. Heggie, Jr.’s home while she was delivering a pizza, as an employee of Papa John’s,inFebruary 2020. Samuel Heggie having died during the pendency of this lawsuit, the plaintiff now proceeds against the Estate of Samuel B. Heggie, Jr., represented by Patrick Heggie as the Administrator ad Litem. For simplicity, the court nonetheless refers to Samuel Heggie herein as the “defendant.” The case is set for trial on January 5, 2026. The parties have both filed numerous interrelated motions in limine concerning the issue of the plaintiff’s medical expenses, including: (1) the plaintiff’s Motion in Limine No. 1 – to Exclude References to Collateral Sources (Doc. No. 78); (2) the plaintiff’s Motion in Limine No. 8 – Regarding Reasonableness of Medical Bills (Doc. No. 85); (3) the defendant’s Motion in Limine to Exclude any Evidence of Plaintiff’s Medical Expenses (Doc. No. 100); and (4) the defendant’s Motion in Limine to Exclude Portion of Deposition Testimony of Dr. Paul Grutter and Exclude Certain Exhibits (Doc. No. 101). Each party has filed responses in opposition to the other’s motions.

The court has diversity jurisdiction, and there is no dispute that Tennessee law governs certain aspects of this case. The primary focus of the particular motions now before the court is whether the plaintiff is entitled to the statutory presumption afforded by Tenn. Code Ann. § 24-5- 113(b)(1) and, further, whether she can present proof of her medical expenditures. As set forth herein, the court finds that the plaintiff has not shown that she is entitled to invoke the statutory presumptionand has not produced any evidence of the reasonableness of her medical bills. Those conclusions effectively moot the plaintiff’s Motion in Limine No. 1 and require that the defendant’s Motion to Exclude Certain Exhibits be granted, at least in part. I. LEGAL STANDARDS District courts adjudicate pretrial motions in limine under their “inherent authority to

manage the course of trials.” Luce v. United States, 469 U.S. 38, 41 n.4 (1984). “The purpose of a motion in limine is to allow a court to rule on issues pertaining to evidence prior to trial to avoid delay and ensure an evenhanded and expedient trial.” In re E.I. du Pont de Nemours & Co. C-8 Pers. Inj. Litig., 348 F. Supp. 3d 698, 721 (S.D. Ohio 2016). Courts should grant a pretrial motion to exclude evidence only when the evidence is “clearly inadmissible on all potential grounds.” Ind. Ins. Co. v. Gen. Elec. Co., 326 F. Supp. 2d 844, 846 (N.D. Ohio 2004). Because courts are “almost always better situated during the actual trial to assess the value and utility of evidence,” In re E.I. du Pont de Nemours, 348 F. Supp. 3d at 721 (citation omitted), often the “better practice” is to address questions regarding the admissibility of broad categories of evidence “as they arise,” Sperberg v. Goodyear Tire & Rubber Co., 519 F.2d 708, 712 (6th Cir. 1975). Thus, the denial of a motion in limine does not necessarily mean that the evidence that is the subject of the motion will be admissible at trial. Ind. Ins. Co., 326 F. Supp. 2d at 846. Rather, “[a] ruling on a motion in limine is no more than a preliminary, or advisory, opinion that falls entirely within the discretion of the district court.” U.S. v. Yannott, 42 F.3d 999, 1007 (6th Cir.

1994). The district court may change its ruling on the motion in limine, whether prior to trial or at trial, “where sufficient facts have developed to warrant the change.” Id. II. PLAINTIFF’S MOTION IN LIMINE NO. 8 – REGARDING REASONABLENESS OF MEDICAL BILLS A. Background Generally speaking, an individual “injured by another’s negligence may recover damages from the other person for all past, present, and prospective harm.” Rye v. Women’s Care Ctr. of Memphis, MPLLC, 477 S.W.3d 235, 267 (Tenn. 2015) (quoting Singh v. Larry Fowler Trucking, Inc., 390 S.W.3d 280, 287–88 (Tenn. Ct. App. 2012)). Two types of damages are recoverable: “economic (or pecuniary) damages and non-economic (or personal) damages.” Dedmon v. Steelman, 535 S.W.3d 431, 437 (Tenn. 2017) (citation omitted). Economic damages include, among other things, past medical expenses. Id. Of course, “[t]he party seeking damages has the burden of proving them.” Overstreet v. Shoney’s, Inc., 4 S.W.3d 694, 703 (Tenn. Ct. App. 1999). The Tennessee Supreme Court has explained that, to recover an award of past medical expenses, the plaintiff must “prove that the medical bills paid or accrued because of the defendant’s negligence were both ‘necessary and reasonable.’” Dedmon, 535 S.W.3d at 438 (quoting Borner

v. Autry, 284 S.W.3d 216, 218 (Tenn. 2009)). Typically, the plaintiff “must present competent expert testimony to meet this burden of proof.” Id. (quoting Borner, 284 S.W.3d at 218). “A physician who is familiar with the extent and nature of the medical treatment a party has received may give an opinion concerning the necessity of another physician’s services and the reasonableness of the charges.” Id. (quoting Long v. Mattingly, 797 S.W.2d 889, 893 (Tenn. Ct. App. 1990)). The testifying physician providing such an opinion must demonstrate “(1) knowledge of the [plaintiff’s] condition, (2) knowledge of the treatment [she] received, (3) knowledge of the customary treatment options for the condition in the medical community where the treatment was

rendered, and (4) knowledge of the customary charges for the treatment.” Id. (citation omitted). However, under Tennessee law, a plaintiff in a personal injury case may, in certain circumstances, be entitled to a rebuttable presumption as to the reasonableness of the medical expenditures incurred in the treatment of the injuries, without the necessity of expert testimony. The procedures for invoking this presumption are set out by statute: [I]n any civil action for personal injury brought by an injured party against the person or persons alleged to be responsible for causing the injury, if an itemization of or copies of the medical, hospital or doctor bills which were paid or incurred because of such personal injury are served upon the other parties at least ninety (90) days prior to the date set for trial, there shall be a rebuttable presumption that such medical, hospital or doctor bills are reasonable. Tenn. Code Ann.

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Stephanie Lewis v. Intrepid Insurance Company and Patrick Heggie, Administrator ad Litem of the Estate of Samuel B. Heggie, Jr., Counsel Stack Legal Research, https://law.counselstack.com/opinion/stephanie-lewis-v-intrepid-insurance-company-and-patrick-heggie-tnmd-2026.